Junior Financial Analyst

Overview

This role performs professional financial work with responsibility for expense management, cash flow/Asset Liability Management (ALM), and branch analysis. The position also assists with the budget process and provides backup support for other finance duties.

Responsibilities / Essential Job Functions

• Maintain current knowledge of relevant technology and participate in continuing education as needed; network with other financial institutions to stay abreast of current trends.
• Support staff efforts to maintain an atmosphere of service excellence, conducive to quality performance and morale.
• Perform analyses related to:
  • Cash flow/ALM
  • Branch performance
  • Rate of return
  • Depreciation
  • Investments
  • Financial and expense performance comparisons
• Assist with forecasts and analyze trends in sales, financial performance, and other general business conditions.
• Compile and/or prepare reports, graphs, and charts based on analyzed data.
• Assist with preparation of month-end financial, budgetary, regulatory, and ad-hoc reports as directed.
• Maintain knowledge of and comply with applicable rules and regulations required within the scope of duties, including but not limited to the Bank Secrecy Act.
• Attend training sessions as instructed by Manager and/or the HR Department.
• Assist with the budgeting process.
• Back up other areas of the finance department as needed.
• Keep the Senior Financial Analyst informed of opportunities, best practices, and challenges.
• Perform other job-related duties as assigned.

Workplace Expectations

• Ensure prompt and courteous service is provided to all internal and external members/customers.
• Conduct work in a safe and healthful manner.
• Maintain thorough knowledge of credit union policies and procedures necessary to perform job duties.
• Work as part of a team and assist other employees and departments as needed.
• Place documents that need to be shredded in the proper area for shredding.
• Maintain knowledge of and follow established processes for key control, security, and security of codes and procedures related to office security, including opening and closing the office by disarming and arming alarms as established procedures require.
• Maintain total working knowledge of the department and complete necessary logs.
• Maintain thorough knowledge of and follow credit union policies/procedures required to perform job duties, including but not limited to Negotiable Instrument Reference & Guidelines, NACHA, BSA, and OFAC.

Requirements

Minimum Qualifications

• Education: A four-year college degree in Finance or related field.
• Experience: One to three years of financial services experience with an emphasis on finance.

Physical Demands

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Regularly required to sit, use hands, fingers, talk, or hear.
• Frequently required to sit, stand, and reach with hands and arms.
• May occasionally lift up to 20 lbs. and/or exert force to move up to 50 lbs.