Loan Processor & Underwriter (Private Real Estate Lending)

Overview

This role is for a Loan Processor & Underwriter on a fully remote team supporting a U.S.-based private real estate lender. The position focuses on underwriting, ensuring loan file completeness, and following each loan file through the resolution of underwriting conditions until ready to close.

Employment Type: Full-Time (2 openings)
Location: Remote, Latin America (LATAM)
Schedule: Monday to Friday | 8:45 AM to 5:45 PM U.S. Eastern Time (ET)
Compensation: $1,700 to $2,300 USD/month
Start Date: As soon as possible (early November 2026)

Responsibilities

Underwriting

• Underwrite business-purpose Fix & Flip, Bridge, DSCR, and Ground-Up Construction loans.
• Analyze deal and borrower risk, including: credit, borrower experience, liquidity, LTV/LTC, as-is value, ARV, DSCR, construction budgets, and exit strategy.
• Approve loans within delegated guidelines and escalate exceptions.

Loan File Management

• Collect, verify, and organize borrower, guarantor, entity, and property documentation.
• Maintain accurate conditions and loan files in the loan portal and CRM.

Appraisal Review

• Order, track, and review appraisals, including comparable sales and values.
• Coordinate with the appraisal management company on corrections or reconsiderations.
• Notify the originator of material changes in value or risk.

Follow-Up & Communication

• Proactively follow up with borrowers, brokers, originators, and vendors until outstanding documents and conditions are resolved.
• Provide prompt, professional communication and strong borrower service throughout the process.

Closing Support

• Coordinate with the closer on underwriting-related items through funding.
• Address and correct underwriting deficiencies identified after closing.

Requirements

• At least 1.5 years of hands-on experience at a U.S. hard money or private real estate lender, originating or servicing business-purpose investment property loans (Fix & Flip, Bridge, DSCR and/or Ground-Up Construction).
• Practical underwriting and loan processing experience at a comparable lender.
• Advanced written and spoken English.
• High attention to detail and strong analytical skills.
• Ability to work in Gmail, GoHighLevel (GHL) or a similar CRM, and an online loan portal for documents, files, and workflow.
• Hardworking, dependable, proactive, and accountable; takes ownership and follows up without reminders.
• Comfortable in a fast-paced lending environment with urgent requests and tight deadlines while maintaining accuracy and controls.
• Availability to work 8:45 AM to 5:45 PM U.S. Eastern Time.

Experience Note

Conventional consumer mortgage experience alone (FHA, VA, Fannie Mae or Freddie Mac loans) does not meet the experience requirement.

Preferred Qualifications

• Not specified.

Compensation & Benefits

• $1,700 to $2,300 USD/month
• Fully remote role supporting a U.S.-based lender.

Location

• Must reside in Latin America (LATAM).
• Fully remote/telecommute position.

Application Requirements

• Submit your CV in English.
• Include the lender(s) you worked for, your dates of employment, and the loan types you handled.