Loan Processor & Underwriter (Private Real Estate Lending)

Overview

This role is for a Loan Processor & Underwriter supporting a U.S.-based private real estate lender that provides short-term, business-purpose loans to real estate investors.

As loan volume grows, the organization is building out a remote operations team to keep loan files accurate, complete, and moving on time.

Responsibilities

Underwriting

• Underwrite business-purpose Fix & Flip, Bridge, DSCR, and Ground-Up Construction loans.
• Analyze credit, borrower experience, liquidity, LTV/LTC, as-is value, ARV, DSCR, construction budgets, and exit strategy.
• Approve loans within delegated guidelines and escalate exceptions.

Loan File Management

• Collect, verify, and organize borrower, guarantor, entity, and property documents.
• Maintain accurate conditions and loan files in the organization’s loan portal and CRM.

Appraisal Review

• Order, track, and review appraisals, including comparable sales and values.
• Work with the appraisal management company on corrections or reconsiderations.
• Promptly advise the originator of any material changes in value or risk.

Follow-Up & Communication

• Proactively follow up with borrowers, brokers, originators, and vendors until outstanding documents and conditions are resolved.
• Respond promptly and provide strong borrower service.

Closing Support

• Coordinate with the closer on underwriting-related items through funding.
• Correct underwriting deficiencies identified after closing.

Requirements

• 1.5+ years of hands-on experience at a U.S. hard money or private real estate lender, originating or servicing business-purpose investment property loans (Fix & Flip, Bridge, DSCR and/or Ground-Up Construction).
• Practical underwriting and loan processing experience at a comparable lender.
• Advanced written and spoken English.
• High attention to detail and strong analytical skills.
• Ability to work in Gmail, GoHighLevel (GHL) or a similar CRM, and an online loan portal for documents, files, and workflow.
• Hardworking, dependable, proactive, and accountable; follow up without reminders.
• Comfortable working in a fast-paced lending environment, handling urgent requests and meeting deadlines without compromising accuracy or controls.
• Availability to work 8:45 AM to 5:45 PM U.S. Eastern Time.

Please note: conventional consumer mortgage experience alone (FHA, VA, Fannie Mae or Freddie Mac loans) does not meet the experience requirement.

Preferred Qualifications

• Experience underwriting business-purpose Fix & Flip, Bridge, DSCR, and Ground-Up Construction loan types.
• Demonstrated ability to clear underwriting conditions quickly with minimal reminders.

Compensation & Benefits

• $1,700 to $2,300 USD/month
• Employment Type: Full-Time
• Openings: 2

Location & Work Arrangement

• Fully Remote
• Remote location: Latin America (LATAM)
• Candidates must reside in Latin America.
• Schedule: Monday to Friday, 8:45 AM to 5:45 PM U.S. Eastern Time (ET)

Start Date

• As soon as possible (early November 2026)

How Success Is Measured

• Loan files are complete, accurate, and organized at every stage.
• Underwriting decisions are well supported and stay within guidelines.
• Outstanding conditions are cleared quickly, with minimal reminders.
• Appraisal issues and material changes are flagged early.
• Borrowers, brokers, and originators receive timely, professional updates.

Application Notes

• Submit your CV in English.
• Include the lender(s) you worked for, your dates of employment, and the loan types you handled.