Mortgage Loan Originator

Overview

The organization is seeking a knowledgeable and customer-focused Mortgage Loan Originator to join its team. This role guides clients through the mortgage loan process—from application through closing—while ensuring compliance with regulatory and institutional policies. The ideal candidate has strong experience in mortgage lending, excellent communication skills, and a commitment to superior customer service.

Responsibilities

• Originate residential mortgage loans by developing and maintaining relationships with real estate agents, builders, and other referral sources.
• Assist clients in selecting the best mortgage product based on their financial situation and goals.
• Guide clients through the mortgage application process, including completing loan applications and gathering necessary documentation.
• Analyze applicants’ financial status, credit, and property evaluations to determine loan feasibility.
• Present loan options and explain terms and conditions in a clear and understandable way.
• Ensure loans meet underwriting guidelines and comply with state and federal regulations.
• Communicate with underwriters, processors, and other parties to support timely loan approvals and closings.
• Stay current with market trends, loan products, and changes in mortgage regulations.
• Meet established sales goals and maintain high customer satisfaction ratings.

Requirements

• High school diploma or equivalent; bachelor’s degree in finance, business, or related field preferred.
• Proven experience as a Mortgage Loan Officer, Loan Originator, or similar role.
• Valid NMLS (Nationwide Mortgage Licensing System) license.
• Knowledge of loan origination systems (LOS) and mortgage lending guidelines (e.g., FHA, VA, USDA, and conventional loans).
• Strong understanding of financial documentation and credit analysis.
• Excellent interpersonal, communication, and sales skills.
• Ability to work independently and manage time effectively.
• High integrity and strong ethical standards.

Compensation & Benefits

• Competitive compensation, reliant on ability and experience.
• Excellent benefits package including health, pre-tax HSA, FSA accounts, and dental & vision.
• Life and AD&D insurance, as well as additional voluntary benefit possibilities.
• 401K with robust company match.
• Flexible PTO program.
• Earned Sick & Safe Time (ESST).

Location

Midwest (Midwest’s fastest growing lender)

Equal Opportunity Employer

The organization is an equal opportunity employer and values diversity. It does not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.