Reconciliation & Reporting Analyst

Overview

This role is part of a dynamic Recon and Reporting team focused on ensuring financial accuracy across post-transaction systems. The position involves reconciling funds, investigating discrepancies, and supporting critical reporting obligations within a fast-paced payments environment. This is a remote opportunity.

Responsibilities

• Perform recurring daily, weekly, and monthly reconciliations across card network, banking partner, processor, and internal ledger data.
• Investigate break items and discrepancies, identify root causes, and support timely resolution and escalation when necessary.
• Build and maintain SQL-based reporting and reconciliation workflows, including summaries, dashboards, and exception tracking.
• Track key reconciliation metrics such as match rates, break aging, resolution timelines, and reporting performance.
• Support month-end close activities by preparing reconciliation support, summaries, and documentation for accounting and audit purposes.
• Monitor settlement, funding, and banking activity to identify irregularities and upstream data issues.
• Collaborate with Engineering, Product, Accounting, Treasury, and Compliance teams to validate changes, define requirements, and support production issues.
• Document processes, maintain runbooks, and recommend improvements to reduce manual effort and strengthen controls.
• Respond to reconciliation and reporting requests from internal and external stakeholders with clear and timely communication.

Requirements

• 5+ years of experience in reconciliation, settlement, payment operations, accounting, or finance analytics.
• Bachelor’s degree in Finance, Accounting, Economics, a quantitative field, or related area, or equivalent experience.
• Strong SQL skills with the ability to create and maintain automated reporting solutions.
• Advanced Excel skills, including formulas, pivots, and handling large transactional datasets.
• Excellent attention to detail and strong problem-solving skills for investigating data issues.
• Working knowledge of accounting principles and payment and banking money movement processes.
• Strong written and verbal communication skills, capable of explaining findings to both technical and non-technical audiences.
• Self-directed with the ability to manage recurring deadlines and communicate progress clearly.

Preferred Qualifications

• Experience with card-network reconciliation and settlement processes.
• Familiarity with payment rails such as ACH, wire, SWIFT, RTP, or FedNow.
• Exposure to merchants, acquirers, issuers, processors, and program banks within the payments ecosystem.
• Experience with reconciliation tools, banking portals, or BI platforms such as Looker or Tableau.
• Background supporting month-end close, fee reconciliation, revenue leakage analysis, or regulatory reporting.
• Experience contributing to audits, controls, or SOX-adjacent processes.
• Interest in improving operational workflows through automation and process enhancement.

Compensation & Benefits

Details about compensation and benefits are not provided in the job description.

Location

This is a remote position.