Risk Analyst

Overview

This role is part of the Credit Risk B2C department and involves analyzing risk performance and contributing to the risk strategy across products. You will work with large datasets to identify trends, monitor portfolio performance, and support data-driven decisions that balance growth with risk discipline. The position is highly cross-functional, partnering closely with data, product, and engineering teams.

Responsibilities

• Analyze portfolio performance, customer behavior, and key risk indicators across products and segments
• Use big data analytics to identify risk patterns and insights
• Develop reports and dashboards to monitor risk metrics and performance and present insights to leadership
• Optimize risk strategies and policies to support sustainable growth
• Contribute to the design and rollout of new products and policies
• Collaborate with cross-functional teams to support launches in new markets and verticals
• Continuously improve risk management processes and strategies through innovation and adoption of best practices

Requirements

• Bachelor’s or Master’s degree in Finance, Economics, Statistics, or a related field
• 2–4 years of experience in risk management, fraud analytics, or a related data-driven role, preferably in the Fintech sector or related financial services
• Strong analytical skills, with experience using SQL, Python or similar tools
• Understanding of consumer lending, digital wallets, transfers, and fintech risk models
• Ability to work independently in a fast-paced, high-growth environment
• Excellent communication and interpersonal skills, with the ability to convey complex information clearly and concisely

Preferred Qualifications

• None specified

Compensation & Benefits

• Flexible working hours, coordinated with your team and the needs of your role
• Autonomy and responsibility from day one
• Opportunities to grow through the quality and impact of your work
• AI allowance to your preferred tools
• Participation in an employee stock option program

Location

Remote/Armenia. Hiring is based on candidates being within four hours of Dubai time, with remote work available in eligible locations. Depending on circumstances, an individual relocation plan may be discussed to hubs in Armenia, Georgia, Serbia, Poland, and Spain.