Risk Analyst

Overview

This full-time Risk Analyst role supports Credit Risk B2C initiatives. The position is remote (Serbia) and involves analyzing risk performance and contributing to risk strategy across products.

Responsibilities

• Analyze portfolio performance, customer behavior, and key risk indicators across products and segments.
• Use big data analytics to identify risk patterns and insights.
• Develop reports and dashboards to monitor risk metrics and performance, and present insights to leadership.
• Optimize risk strategies and policies to support sustainable growth.
• Contribute to the design and rollout of new products and policies.
• Collaborate with cross-functional teams to support launches in new markets and verticals.
• Continuously improve risk management processes and strategies by adopting best practices and innovation.

Requirements

• Bachelor’s or Master’s degree in Finance, Economics, Statistics, or a related field.
• 2–4 years of experience in risk management, fraud analytics, or a related data-driven role, preferably in the Fintech sector or related financial services.
• Strong analytical skills and experience with SQL, Python, or similar tools.
• Understanding of consumer lending, digital wallets, transfers, and fintech risk models.
• Ability to work independently in a fast-paced, high-growth environment.
• Excellent communication and interpersonal skills, with the ability to convey complex information clearly and concisely.

Preferred Qualifications

• Experience working with large datasets and risk/portfolio monitoring.
• Experience building dashboards and reporting for leadership.

Compensation & Benefits

• Flexible working hours, coordinated with the team and the needs of the role.
• Autonomy and responsibility from day one.
• Opportunities to grow through the quality and impact of work.
• AI allowance for preferred tools.
• Participation in an employee stock option program.

Location

• Remote (Serbia).
• Hiring is based on candidates located within four hours of Dubai time.
• Depending on circumstances, relocation to hubs in Armenia, Georgia, Serbia, Poland, and Spain may be discussed.