Risk Analyst

Overview

This role is within the Credit Risk B2C department and is full-time, with location listed as Remote/Portugal.

The Risk Analyst will analyse risk performance and contribute to risk strategy across products. You will work with large datasets to identify trends, monitor portfolio performance, and support data-driven decisions that balance growth with risk discipline. The position is highly cross-functional, collaborating closely with data, product, and engineering teams.

Responsibilities

• Analyse portfolio performance, customer behavior, and key risk indicators across products and segments
• Use big data analytics to identify risk patterns and insights
• Develop reports and dashboards to monitor risk metrics and performance and present insights to leadership
• Optimize risk strategies and policies to support sustainable growth
• Contribute to the design and rollout of new products and policies
• Collaborate with cross-functional teams to support launches in new markets and verticals
• Continuously improve risk management processes and strategies through innovation and adoption of best practices

Requirements

• Bachelor’s or Master’s degree in Finance, Economics, Statistics, or a related field
• 2–4 years of experience in risk management, fraud analytics, or a related data-driven role (preferably in the Fintech sector or related financial services)
• Strong analytical skills and experience with SQL, Python or similar tools
• Understanding of consumer lending, digital wallets, transfers, and fintech risk models
• Ability to work independently and in a fast-paced, high-growth environment
• Excellent communication and interpersonal skills, with the ability to convey complex information clearly and concisely

Compensation & Benefits

• Flexible working hours, coordinated with your team and the needs of your role
• Autonomy and responsibility from day one
• Opportunities to grow through the quality and impact of your work
• AI allowance to your preferred tools
• Participation in an employee stock option program
• Inclusive, high-performing workplace with support to grow and achieve goals

Location

• Remote/Portugal
• Hiring is based within four hours of Dubai time, with remote work available in eligible locations
• Depending on circumstances, an individual relocation plan may be discussed to hubs in Armenia, Georgia, Serbia, Poland, and Spain