Senior Accountant II

Overview

A growing insurance technology company is seeking a Senior Accountant II to join a small, high-ownership finance team. This role is responsible for production accounting across Managing General Agent (MGA) and brokerage operations, ensuring the accuracy and integrity of premium, commission, and carrier settlement accounting from end to end. The position offers an opportunity to evaluate and improve existing processes, systems, and controls in a fast-moving environment.

Responsibilities

Production Accounting Operations

• Lead daily production accounting operations, including premium processing, commissions, carrier settlements, and account reconciliations
• Review and support premium cash application, broker receivables, carrier payables, commission calculations, and fiduciary/trust account activity
• Ensure timely and accurate monthly close of production-related accounts, including reconciliation of bordereaux, carrier statements, and trust accounts
• Ensure compliance with insurance regulatory requirements, including trust accounting rules and carrier reporting obligations
• Support accurate accounting and reporting for MGA operations, including premium flows and commission calculations
• Assist with monthly reporting to insurance carrier partners and reconciliation of MGA-related accounts
• Collaborate with underwriting, operations, HR, and other departments to ensure proper capture and coding of insurance transactions in the general ledger

Process Building & Controls

• Establish, document, and continuously improve accounting policies, procedures, and internal controls specific to MGA and brokerage operations
• Monitor key performance indicators such as receivables aging, cash application timing, and carrier settlement cycles
• Evaluate and implement third-party vendors and technology solutions to enhance accounting efficiency and scalability
• Lead and participate in special projects focused on process improvements and operational enhancements

Cross-Functional Collaboration & Reporting

• Work closely with the broader accounting team on general ledger, treasury, and financial reporting activities
• Prepare and deliver production-focused financial reports and analysis, including variance analysis and actionable insights for leadership
• Collaborate with underwriting, operations, and distribution teams to ensure accurate capture, reporting, and reconciliation of production activity
• Foster a collaborative and inclusive work environment through strong cross-functional communication

Audit & Compliance

• Serve as the primary contact for external auditors on production accounting matters
• Maintain audit trails and documentation to support internal controls and regulatory compliance
• Perform other duties as assigned

Requirements

• Bachelor’s degree in Accounting or Finance
• 10+ years of progressive accounting experience, including significant production or insurance accounting experience
• Strong understanding of financial close processes, reconciliations, and internal controls
• Experience with accounting systems and financial technology
• Ability to manage multiple priorities in a fast-paced, high-growth environment
• Strong operational, analytical, and problem-solving skills with the ability to translate data into actionable insights
• High attention to detail and commitment to accuracy and deadlines
• Effective communication and cross-functional collaboration skills
• Demonstrated ability to influence outcomes and drive process improvements without direct authority
• Proven ability to identify operational gaps and build scalable solutions
• High integrity and sound professional judgment when handling sensitive and confidential matters

Preferred Qualifications

• 5+ years of experience within an MGA, wholesale brokerage, retail agency, or insurance carrier
• Direct experience with production accounting, including premium accounting, commissions, bordereaux reporting, and carrier settlements
• Familiarity with trust accounting and insurance regulatory requirements
• Understanding of operational and accounting differences between MGA and brokerage models
• Experience building or scaling accounting processes in a growing or high-change organization
• Comfort operating in ambiguity and creating structure where needed
• Track record of reducing manual processes through automation or improved workflows
• Experience collaborating across departments such as underwriting, operations, technology, and leadership
• CPA license preferred
• Experience with Netsuite or similar ERP systems
• Familiarity with insurtech platforms, CRMs, or MGA-specific systems

Additional Requirements

• Ability to travel occasionally for team events, collaboration, or conferences
• Dedicated, safe, and secure remote work environment
• Ability to work productively in a remote setting
• Self-motivated and able to work autonomously
• Proactive communicator via email, verbal, and instant messaging
• Willingness to attend virtual meetings with camera on
• Located in or willing to work Central or Eastern Time Zone; preference for candidates near Minneapolis, MN due to some in-person collaboration
• Must be 18 years or older and authorized to work in the United States

Compensation & Benefits

• Salary range: $100,000 - $130,000, depending on skills and experience
• Comprehensive benefits package including medical, dental, vision, short-term and long-term disability, 401(k), and additional ancillary benefits
• Remote-first workforce with flexible paid time off
• 10 company-paid holidays

Location

Remote-first position with preference for candidates located in the Minneapolis, MN area to allow for some in-person collaboration. Periodic travel may be required for team events and development.