Senior Accountant

Overview

This role supports accurate and timely financial reporting across four core legal entities and key jurisdictions: United States, United Kingdom, Nigeria, and Canada.

The Senior Accountant will manage core accounting activities including month-end close, general ledger accounting, reconciliations, financial reporting, intercompany accounting, revenue and cost recognition, tax support, audit preparation, and financial controls across a cross-border fintech operating across multiple currencies, banking relationships, payment providers, and payment corridors.

Responsibilities

Financial Reporting, Accounting & Month-End Close

• Oversee and execute monthly, quarterly, and annual financial close activities across the core entities.
• Prepare monthly financial statements and management accounts covering revenue, cost of sales, gross profit, operating expenses, assets, liabilities, and cash flow.
• Maintain accurate general-ledger records across the relevant legal entities.
• Prepare and post month-end journals, including accruals, prepayments, depreciation, reclassifications, and other closing adjustments.
• Perform monthly balance-sheet reconciliations and ensure material reconciling items are resolved promptly.
• Review and maintain supporting schedules for significant balance-sheet and P&L accounts.
• Support entity-level and consolidated financial reporting.
• Ensure accounting entries are appropriately supported and classified.
• Maintain accounting schedules required for month-end and year-end reporting.
• Support continuous improvement of the month-end close process.

Bank, Wallet, Provider & Intercompany Reconciliations

• Perform and review reconciliations across bank accounts, wallets, payment processors, settlement accounts, and general-ledger balances.
• Reconcile customer deposits, withdrawals, and related transaction balances to source data.
• Investigate unmatched transactions, reconciliation breaks, and accounting discrepancies.
• Prepare bank reconciliation reports and follow up on outstanding reconciling items.
• Maintain accurate intercompany balances across the US, UK, Nigeria, and Canada entities.
• Prepare intercompany reconciliation schedules and ensure corresponding balances agree across entities.
• Work with Treasury, Operations, and payment partners to resolve settlement and balance discrepancies.
• Maintain complete reconciliation support and audit trails.

Revenue, Cost & Product Accounting

• Perform accounting and reconciliation for material revenue streams.
• Support revenue-recognition treatment across products including payments, FX/swaps, cards, crypto/stablecoin, and other fintech products.
• Reconcile recognized revenue and direct costs to underlying transaction and provider data.
• Review product-level revenue, cost of sales, and gross margins.
• Investigate revenue leakage, incorrect classifications, and unexplained margin movements.
• Maintain product and provider pricing schedules used for Finance reporting.
• Support accounting assessment for newly launched products and payment corridors.
• Work with Product, Commercials, Engineering, and Data to improve transaction-level revenue and cost reporting.

Accounts Payable, Accounts Receivable & Finance Operations

• Review and maintain Accounts Payable invoices and supporting documents.
• Support payment processing and ensure transactions are recorded in the appropriate GL accounts.
• Maintain Accounts Receivable schedules and investigate outstanding balances.
• Review daily and monthly bank postings for completeness and accuracy.
• Ensure Finance documentation is properly maintained and readily available for review.
• Support payroll-related accounting entries and reconciliations where required.
• Investigate financial exceptions and ensure unresolved matters are escalated appropriately.

Tax & Statutory Compliance Support

• Support tax compliance across the US, UK, Nigeria, and Canada.
• Prepare schedules and supporting documentation for corporate and statutory tax filings.
• Support preparation and review of VAT, WHT, and other applicable tax filings.
• Maintain tax payable and tax receivable reconciliations.
• Work with external tax advisers to provide requested financial information.
• Support tax audits, information requests, and tax-accounting adjustments.
• Ensure tax liabilities, penalties, and related balances are accurately reflected in the accounting records.

Audit & Statutory Reporting

• Prepare audit schedules, supporting documentation, and account reconciliations for external auditors.
• Respond to audit requests and assist with resolution of audit queries.
• Maintain audit-ready accounting records throughout the year.
• Track audit adjustments and ensure approved entries are accurately posted.
• Support statutory financial-statement preparation across the relevant entities.
• Assist with year-end financial close and audit completion.
• Maintain appropriate supporting evidence for significant accounting balances and transactions.

Financial Controls

• Apply established Finance policies, SOPs, and internal controls.
• Support maker-checker and approval controls for payments and accounting transactions.
• Ensure adequate supporting documentation exists for material financial transactions.
• Identify accounting or reconciliation control gaps and recommend improvements.
• Maintain appropriate audit trails across Finance processes.
• Support remediation of audit and control findings.
• Ensure transactions are recorded in accordance with approved accounting policies.

Management Reporting & Financial Analysis

• Prepare monthly financial-performance schedules and supporting analysis.
• Support budget-versus-actual reporting for revenue and operating expenses.
• Analyse movements in revenue, cost of sales, gross profit, gross margin, and operating expenses.
• Investigate significant monthly variances and provide explanations.
• Prepare ad hoc financial analysis to support Finance and management decision-making.
• Support budgeting and forecasting activities by providing accurate historical financial data and assumptions.
• Assist with financial modelling for new products, pricing, or partnership decisions where required.

Finance Systems, Automation & Process Improvement

• Support automation of Finance processes including reconciliations, revenue reporting, expense reporting, and management dashboards.
• Assist with testing and validating automated Finance reports and reconciliation outputs.
• Work with Engineering and Data to investigate data discrepancies affecting Finance reporting.
• Support improvements to accounting-system integrations and transaction-level traceability.
• Identify repetitive manual accounting activities that can be automated.
• Assist in maintaining accurate Finance mappings between operational systems and the general ledger.

Cross-Functional Support

• Work closely with Treasury, Operations, Engineering, Data, Commercials, banks, payment providers, and external advisers.
• Provide accounting support for new products, provider integrations, and operational changes.
• Assist junior Finance team members with accounting and reconciliation issues.
• Escalate material accounting, reconciliation, tax, or control issues to the Head of Finance.
• Support the Finance team in maintaining accurate, timely, and reliable financial information.

Requirements

• Bachelor’s degree in Accounting, Finance, Economics, or a related field.
• Professional accounting qualification such as ACA, ACCA, CPA or equivalent, or advanced progress toward qualification.
• 4–6 years of relevant accounting, audit, or financial reporting experience, preferably within fintech, payments, banking, or a multi-entity environment.
• Strong understanding of general-ledger accounting, month-end close, financial reporting, and balance-sheet reconciliations.
• Experience preparing financial statements and management accounts.
• Good understanding of revenue recognition, accrual accounting, AP, AR, and intercompany accounting.
• Experience supporting tax filings and external audits.
• Strong Excel and financial-analysis skills.
• Comfortable working with large transaction datasets and reconciliation schedules.
• Strong analytical and problem-solving skills.
• Excellent attention to detail and documentation discipline.
• Good written and verbal communication skills.
• Ability to work independently while collaborating effectively across Finance, Operations, and technical teams.

Preferred Qualifications

• Experience with accounting systems such as QuickBooks, NetSuite, Xero, or similar.

Compensation & Benefits

• Not specified.

Location

• United States, United Kingdom, Nigeria, and Canada (cross-border accounting across these jurisdictions).