Senior Analyst, ABL Field Examiner

Overview

This role provides financial due diligence, field examination, accounting, and auditing services to lenders, investors, and middle-market companies. The Senior Field Examiner supports asset-based field examinations and performs analytic and auditing tasks, documenting and evaluating controls and executing test work.

Responsibilities

• Conduct on-site field examination engagements covering prospect and existing asset-based borrowers’ collateral records and financial reports to assess collateral values and identify:
  • collateral weakness
  • potential lender collateral exposure
  • potential fraudulent activity
• Review books and records, with emphasis on accounts receivable, inventory, and other assets supporting Borrowing Bases.
• Perform analyses including:
  • accounts payable
  • bank statements
  • tax payments and filing status
  • insurance
  • sources and uses of cash
  • financial statement reviews covering other assets, other liabilities, and equity accounts
• Perform and document audit activities in accordance with professional standards and methodologies.
• Conduct detail testing defined by the field examination program to analyze and validate information.
• Evaluate accounting system controls and data integrity.
• Use software, client templates, and data mining tools efficiently; assist others in using related applications.
• Verify collateral reporting and management align with the terms and conditions in the Loan Document.
• Document findings and engagement results; write concisely and convincingly.
• Provide constructive and sometimes critical feedback to staff verbally and in writing.
• Serve as a knowledge source for clients and staff; present confidently in writing and verbally, including risk/exposure areas, material variances, conclusions from testing, and recommendations (as needed).
• Demonstrate understanding of procedures, results, and business impacts by documenting and communicating in both written and verbal formats.
• Take responsibility for engagement management, including effective task assignment and improving efficiency of the field exam process.
• Manage client deliverables from start to finish and serve as the primary client/borrower contact during and after the engagement.
• Contribute to a positive environment that improves team effectiveness.
• Maintain a current professional development plan reflecting a commitment to self-development.
• Meet administrative reporting requirements.

Requirements

• Bachelor’s degree in accounting, business, audit, or finance, or equivalent experience in finance, public accounting, or banking.
• Minimum of 4 years of prior experience in field examination, including knowledge of borrowing base lending, Asset Based Lending (ABL), or other forms of secured finance.
• Financial books and records or financial auditing experience required.
• Forensic accounting/financial due diligence experience is helpful.
• Ability to travel is required to visit borrower locations within the U.S.

Knowledge, Skills, Abilities

• Advanced proficiency in MS Excel and Word required; working knowledge of MS PowerPoint preferred.
• Excellent verbal and written communication skills required.
• High degree of integrity and business acumen.
• Highly motivated; able to work well independently and enjoy a team environment.
• Strong interpersonal, organizational, and time management skills.
• Knowledge of and ability to utilize tools, techniques, and processes for research, data gathering, and reporting.
• Strong attention to detail and high accuracy.
• Demonstrated critical thinking and analytical capabilities.
• Strong accounting, audit, and writing skills.
• Knowledge of financial statements (balance sheets and income statements) and familiarity with GAAP principles.
• Self-motivated and able to work independently without supervision.
• Desire to learn and grow.

Compensation & Benefits

Competitive total compensation package including:

• Base salary and bonus plan
• Health insurance
• Dental benefits
• 401(k) match
• Time off benefits
• Additional benefits

Location

Ability to travel is required to visit borrower locations within the U.S.

Accessibility

In accordance with the Americans with Disabilities Act (ADA), contact Human Resources to request reasonable accommodation for any part of the application process; requests will be considered on a case-by-case basis.

Equal Opportunity

This employer is an Equal Opportunity Employer.