Senior Analyst, Underwriter

Overview

This Underwriting role supports Meritain Health, an independent subsidiary. The underwriting department helps achieve organizational goals by issuing prospective and existing business quotations and proposals, including administrative fee pricing, stop loss, RFP questionnaire responses, and plan consultation.

This is a fully-remote position supporting a diversified book of business, including Mid-Market and Captive/Alternate channels.

Responsibilities

• Provide guidance and consultation to Sales and Client Management teams on pricing and stop loss strategies.
• Prepare and issue quotations and other financial deliverables for prospective and existing business while meeting established departmental TAT goals.
• Prepare financial projections for prospects using financial models in Excel and Salesforce.
• Support marketing and placement of stop loss policies, including negotiating terms based on claims data, strategy, relationships, and cost avoidance/reduction efforts.
• Work with leaders from key functional areas to understand potential impacts for custom requests.
• Manage and interpret operational data and apply it to fee development and financial analysis.
• Present to internal/external customers, constituents, and business partners.
• Demonstrate strong understanding of Meritain products and services, with business and systems knowledge.
• Develop and participate in presentations to existing and prospective customers, business partners, and internal business areas.
• Collaborate with Sales leadership to determine the appropriate product mix to issue on proposals targeting reducing total cost of care for the plan sponsor.
• Independently assist Sales and Client Management personnel in explaining rates/fees and communicating underwriting and stop loss policies.
• Establish and maintain positive, productive relationships with Sales, Client Management, the stop loss panel, and internal partners.

Requirements

• 1–2 years of applicable medical insurance experience (e.g., brokers/producers, carriers, third-party administrators, benefit analysis, underwriting, rating methodologies, policy marketing).
• Excellent verbal and written communication skills.
• Exceptional problem-solving and decision-making skills.
• Demonstrated analytical skills.
• Adept at collaboration and teamwork.
• Demonstrated growth mindset (agility and developing yourself and others).

Preferred Qualifications

• 3–4 years of applicable medical insurance experience (e.g., brokers/producers, carriers, third-party administrators, benefit analysis, underwriting, rating methodologies, policy marketing).
• Bachelor’s degree preferred/specialized training.
• Intermediate/advanced Microsoft Excel.
• Experience with Salesforce.

Education

• High School Diploma, GED or equivalent.

Compensation & Benefits

• Anticipated weekly hours: 40
• Time type: Full time
• Pay range: $46,988.00 - $122,400.00
• The actual base salary offer will depend on experience, education, geography, and other relevant factors.
• This position is eligible for a bonus, commission, or short-term incentive program in addition to the base pay range.
• Benefits may include medical, dental, and vision coverage, paid time off, retirement savings options, wellness programs, and other resources, based on eligibility.

Location

• Fully-remote