Senior Credit Strategy Analyst

Overview

This opportunity is with a leading financial services employer seeking a professional to implement and optimize credit and fraud policies within their loan decisioning platform. The role focuses on enhancing credit underwriting and fraud prevention strategies for personal loans, analyzing portfolio performance, and collaborating across teams to ensure effective strategy deployment.

Responsibilities

• Implement credit and fraud policies across all product lines within the decisioning platform, ensuring accuracy and alignment with policy intent
• Develop and optimize credit underwriting and fraud prevention strategies for personal loans
• Analyze portfolio performance and fraud trends to identify opportunities for strategy improvements
• Collaborate cross-functionally with Product, Data Science, Compliance, and Operations teams
• Build dashboards and monitoring frameworks to track credit and fraud key performance indicators (KPIs)

Requirements

• Minimum 3 years of experience in risk management within consumer finance, banking, or lending
• At least 1 year of experience implementing credit strategies within a loan decisioning platform
• Strong knowledge of consumer lending regulations and guidelines
• Proficiency in SQL and Python for data analysis and strategy development
• Ability to independently analyze data and translate insights into actionable recommendations

Preferred Qualifications

• 1+ year experience working with consumer fraud tools and monitoring fraud trends
• Familiarity with business intelligence and visualization tools such as Looker or Tableau
• Experience validating data integrity and troubleshooting discrepancies across systems
• Demonstrated focus on efficiency improvements and process optimization
• Experience leading small- to mid-sized cross-functional initiatives with limited oversight

Compensation & Benefits

• Salary up to $155,000
• Comprehensive health, dental, and vision benefits
• Savings plans
• Work-from-home stipend and Mac computer provided for home office setup
• Employee stock purchase plan and restricted stock units (RSUs)
• Tuition reimbursement program
• $1,000 travel perk on each employment anniversary
• Competitive annual paid time off and parental leave policies

Location

Remote work with support for home office setup provided.