Senior Manager, Finance Analytics

Overview

The organization is seeking a Senior Manager to lead the Finance Analytics function and help build and scale a team within its centralized Risk, Analytics & Data Science (RAD) group.

This role partners closely with leadership to standardize financial planning and forecasting, develop and improve the financial models used for strategic decisions, and set a high analytical bar for the function. The ideal candidate is excited to use modern data infrastructure and AI tooling, moving beyond traditional FP&A into hands-on modeling and decision support.

Responsibilities

Planning, Forecasting & Performance Management

• Own the financial forecast methodology, process, and outputs.
• Lead driver-based models for key financial metrics, including merchant GMV, attach rates, revenue, cash balances, and margin across product lines.
• Define assumptions governance and variance-review standards to ensure forecasts are defensible.
• Own the annual operating plan and long-range plan, including:
  • Lead the annual budgeting cycle
  • Build and manage the 3–5 year financial model
  • Link growth ambitions to cash and capital needs
  • Partner with Accounting to ensure the plan reconciles with reported results
• Run performance-management cadence by tracking KPIs and OKRs against plan, diagnosing variances down to merchant, product, and segment level, and delivering forward-looking insights.

Strategic Finance & Decision Support

• Own the financial strategy conversation with senior leadership as an analytical thought partner to the CFO and leadership team.
• Communicate business performance regularly and provide insights to support strategic decisions.
• Turn reporting into decision support by owning end-to-end P&L modeling and performance reporting, and influencing business decisions based on insights.
• Manage the Unit Economics framework across the business:
  • Build and maintain unit economics framework (true contribution margin at the contract level)
  • Embed it into pricing, merchant deal reviews, and product investment decisions
• Evaluate strategic initiatives and capital allocation by building ROI and scenario/sensitivity models for new products, markets, merchant partnerships, and major investments.
• Support fundraising, insurer/reinsurance partner economics, and M&A/corporate-development analysis as needed.
• Drive resource and headcount planning by partnering with People and department leaders on workforce and capacity plans and tracking budget-vs-actual on major initiatives to flag reallocation needs.

Leadership & Team Development

• Drive cross-functional collaboration and serve as the primary finance partner to Sales, Growth, Operations, Risk, Accounting, and others.
• Represent Finance in key forums, align teams on shared assumptions and priorities, and translate financial insights into action.
• Raise the technical and operational standard for the team by promoting AI-native ways of working that improve output, speed, and quality.

Requirements

• 7+ years of experience in FP&A, strategic finance, investment banking, consulting, or corporate development.
• Track record owning forecasting methodology or financial strategy, including driver-based financial modeling, long-range planning, scenario analysis, and unit economics.
• Strong analytical and data skills, including SQL and end-to-end financial modeling.
• Experience with dbt, Snowflake, Python, and BI tools is a plus.
• Proven ability to synthesize complex analysis into board- and executive-level materials.
• Demonstrated experience managing or mentoring senior analysts and raising a team’s technical bar.
• Interest in and excitement for new AI tools and applying them to improve day-to-day efficiency.
• Ability and interest in thinking beyond the finance organization, considering challenges across other teams, and prioritizing holistically.
• Empathy, humility, and curiosity.

Preferred Qualifications

• Experience in insurtech, fintech, or financial services is a strong plus.

Compensation & Benefits

• Expected pay range: $175,000 - $185,000 per year salaried.
• Full medical and dental & vision benefits.
• Stock in an early-stage startup.
• Generous, flexible paid time off policy.
• 401(k) with Financial Guidance from Morgan Stanley.

Location

• San Francisco (downtown).

Additional Information

• This role does not provide immigration-related sponsorship.