Sr Consultant – Risk Analytics P&C Capital Forecasting & Performance – REMOTE

Overview

This role is for a Senior Consultant, Risk Analytics within the Enterprise Risk Management organization, joining the Capital Forecasting team. The position supports updates to the framework that guides how Property & Casualty (P&C) businesses set, monitor, and improve target returns and target combined ratios.

You will connect sophisticated P&C actuarial and financial-risk analysis to enterprise business decisions. Working across Finance, P&C Actuarial, Risk Management, Capital Modeling, and business leaders, you will translate complex data into clear targets, actionable recommendations, and a consistent capital monitoring and reporting framework.

Responsibilities

• Serve as a subject-matter expert for P&C target returns, target combined ratios, and capital analytics.
• Enhance and strengthen the P&C capital monitoring and reporting framework to better support capital deployment decisions.
• Partner with business units to determine appropriate targets at a granular cell-planning unit level and evaluate performance against those targets.
• Lead the annual review of target assumptions and recommend changes as business conditions and performance evolve.
• Apply financial-risk and P&C analytics, including underwriting performance, loss-ratio history, pricing and reserving insights, and more.
• Work with modeling partners to understand model outputs and translate them into practical business recommendations.
• Present technical findings and strategic recommendations to technical and non-technical audiences, including senior Finance, Actuarial, Risk, and business leaders.
• Build alignment across stakeholders, guide a new framework from design through implementation and ongoing operation.
• Lead development, testing, implementation, and administration of quantitative modeling processes and tools.
• Evaluate and rank quantitative solutions to business problems.
• Communicate key benefits and limitations of sophisticated modeling tools for business applications.
• Lead governance of modeling tools to ensure consistent application.

Requirements

• Seven or more years of experience in P&C actuarial, insurance analytics, financial-risk modeling, capital management, underwriting performance, or a related field.
• Strong understanding of P&C financial risk and profitability, including experience such as pricing, reserving, target returns, combined ratios, capital modeling, or corporate actuarial work.
• Ability to understand sophisticated quantitative analysis and clearly communicate the “why” behind targets and recommendations.
• Demonstrated success influencing partners across Finance, Actuarial, Risk Management, modeling, and business functions.
• Strong judgment, executive communication, presentation, and storytelling skills.
• Ability to create structure and deliver results when the starting process is incomplete or needs to be rebuilt.
• Education: undergraduate studies in finance, accounting, economics, statistics, mathematics, or related subject area required; graduate-level studies in a related field with an advanced degree highly desirable.

Preferred Qualifications

• ACAS, FCAS, or progress toward an actuarial or comparable quantitative designation (preferred, not required).
• Experience with stochastic modeling, Monte Carlo simulation, predictive analytics, machine learning, enterprise risk, M&A, or related capital and portfolio analytics.
• Progress toward FCAS, FSA, CQF, CFA, or similar preferred.

Compensation & Benefits

• National salary range: $149,000.00–$262,000.00
• Expected starting salary range: $149,000.00–$223,000.00
• Benefits include: medical/dental/vision, life insurance, short and long-term disability coverage, paid time off (minimum 18 days for newly hired associates per full calendar year, pro-rated quarterly based on hire date), nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more.

Location

• Fully remote.
• This position could be filled within any of the lower 48 U.S. states.

Additional Information

• Overtime eligibility: Not Eligible (Exempt).
• Working conditions: Normal office environment.
• Applications: anticipated until 11/26/2026 (posting may close sooner if a strong candidate slate is identified).