Overview
This role involves managing financial planning and analysis functions for a global payment infrastructure platform focused on AI-driven commerce solutions. The position is remote within the USA.
Responsibilities
- Own reporting for Contracted Annual Recurring Revenue (CARR), Annual Recurring Revenue (ARR), Net Revenue Retention (NRR), and Gross Revenue Retention (GRR), including cohort-level waterfall analyses tracking logo additions, expansions, contractions, and churn.
- Collaborate with Sales and Revenue Operations to ensure accurate and audit-ready bookings-to-revenue translation.
- Provide monthly recurring revenue commentary and trend analysis to the CFO, executive leadership team, and board.
- Maintain and evolve an integrated three-statement financial model (P&L, balance sheet, cash flow) serving as the single source of truth for budgeting and forecasting.
- Lead the annual budgeting process and quarterly reforecasts in partnership with department heads.
- Build and maintain long-range planning models spanning 3–5 years, incorporating product roadmap assumptions, market penetration scenarios, and private equity sponsor return sensitivities.
- Develop and maintain debt and leverage models, tracking covenant compliance, liquidity, and capital structure optimization.
- Support mergers and acquisitions activities including target screening, valuation modeling (DCF, comparable company, precedent transaction), due diligence, and post-close integration planning.
- Build acquisition scenario models to stress-test purchase price assumptions, synergy cases, and financing structures.
- Assist with equity and debt capital raises by preparing financial projections, lender/investor materials, and sensitivity analyses.
- Maintain cap table awareness and model the dilutive impact of equity events on ownership and returns.
- Own monthly close variance analysis comparing actuals to budget and prior periods, providing clear attribution and forward-looking commentary.
- Partner with leaders across Product, Engineering, Sales, and Operations to explain financial performance and drive accountability.
- Identify risks and opportunities in business trajectory and communicate findings proactively to the CFO.
- Build and maintain dashboards tracking payments volume, transaction economics, take rates, processing margins, and platform adoption metrics.
- Analyze customer economics including Customer Acquisition Cost (CAC), Lifetime Value (LTV), payback period, and unit contribution margin by segment, channel, and product line.
- Support pricing analysis and commercial deal structuring with data-driven modeling.
- Lead identification and implementation of AI and automation tools to reduce manual work and accelerate insight generation.
- Champion a modern FP&A technology stack integrating ERP, CRM, billing, and BI data into a unified analytical layer.
- Build automated reporting workflows to enable the finance team to focus more on analysis and less on data assembly.
Requirements
- Minimum 3 years of progressive FP&A experience, preferably within SaaS, fintech, or payments businesses.
- Deep understanding of SaaS and recurring revenue metrics including ARR, CARR, NRR, churn cohorts, CAC, and LTV.
- Advanced financial modeling skills with the ability to build models from scratch.
- Experience supporting M&A, debt transactions, or other capital events.
- Excellent communication skills capable of translating complex model outputs into clear narratives for executives and board members.
- Strong proficiency in Excel or Google Sheets and familiarity with BI tools such as Tableau, Looker, Power BI, or equivalents.
Preferred Qualifications
- Experience in a private equity-backed environment or background in investment banking/valuation advisory.
- Familiarity with payment economics including interchange, processing margins, volume-based pricing, and platform revenue structures.
- Exposure to corporate development or M&A processes, including valuation methodologies like DCF, comparable companies, and precedent transactions.
- Working knowledge of data automation and model enhancement tools.
- Experience deploying AI tools in finance contexts, including off-the-shelf FP&A platforms or custom large language model-assisted workflows.
- CFA, CPA, MBA, or equivalent technical finance credential is a plus but not required.
Compensation & Benefits
- Salary commensurate with experience.
- Meaningful participation in company value creation.
- Comprehensive health, dental, and vision benefits.
- Flexible, remote-forward work environment.
- Direct access to senior leadership and private equity sponsors.
- Budget for professional development, tools, and continuing education.
US Benefits Include
- Medical, Dental & Vision Insurance.
- Flexible Spending Account (FSA) & Health Savings Account (HSA).
- Employer-paid Life, AD&D, Short-Term Disability (STD) & Long-Term Disability (LTD) Insurance.
- Unlimited Paid Time Off (PTO) & Paid Holidays.
- 401(k) Plan with Employer Match.
Location
Equal Opportunity Statement
The employer is an Equal Opportunity Employer and provides equal employment opportunities to all employees and applicants without regard to race, color, religion, sex (including pregnancy, sexual orientation, and gender identity), national origin, age, disability, genetic information, veteran status, or any other status protected by applicable federal, state, or local law. The organization participates in E-Verify.