Staff Analyst

Overview

This role is part of the Personal Loans Underwriting and Credit Analytics team. The team builds, improves, and monitors the core underwriting model used to decide which personal loans to approve and at what rates.

As a Staff Data Analyst, you will own the monitoring and reporting of model and credit performance for Personal Loans, providing regular visibility to senior leadership and helping shape data-driven decisions.

Responsibilities

• Own credit and performance monitoring for the Personal Loans product
• Identify performance trends, investigate root causes, and recommend targeted treatments
• Perform rigorous statistical analyses to evaluate past experiments and natural experiments
• Build and maintain workflows that automate and scale standard reporting
• Proactively monitor portfolio and model performance
• Diagnose unexpected outcomes and recommend actionable next steps

Requirements

• Master’s degree in a quantitative field (e.g., Statistics, Mathematics, Economics, Finance, Operations Research, Physics, or related field)
• 6+ years of experience in analytics, data science, or a related quantitative field
• Experience with Python and SQL
• Strong analytical and first-principles thinking, with the ability to tackle complex and ambiguous problems
• Strong communication, presentation, and collaboration skills, including the ability to clearly articulate complex analytical concepts to diverse audiences

Preferred Qualifications

• PhD in a quantitative field (e.g., Statistics, Mathematics, Economics, Finance, Operations Research, Physics, or related)
• Experience and familiarity with finance, especially as it relates to lending

Compensation & Benefits

Base pay is one part of total compensation.

• United States (Remote) — Anticipated Base Salary Range: $157,000 - $217,500 USD
• Canada (Remote) — Anticipated Base Salary Range: $140,300 - $175,000 USD

Additional compensation and benefits include:

• Target bonuses
• Equity compensation
• Medical, dental, vision coverage, and 401(k) (US)
• Retirement benefits including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
• Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
• Comprehensive health coverage designed to support you and your family (US) and supplemental health coverage for Canada
• Health Savings Account contributions from the employer for eligible plans (US only)
• Income protection benefits including life insurance and disability coverage
• Paid time off, sick leave, and company holidays, in line with local requirements
• Paid family and parental leave (duration varies by country)
• Family-centered benefits supporting fertility, parenthood, and caregiving needs
• Employee Assistance Program (EAP) offering mental health support and life-centered resources
• Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)
• Annual wellness allowance
• Annual productivity allowance
• Connection and community through team events, all-company updates, and employee resource groups (ERGs)
• Onsite perks including catered lunches and fully stocked micro-kitchens when working from offices in the Bay Area, Austin, Columbus, and New York City

Location

• Remote
• Time zone requirements: the team operates on time zones ranging from EST to PST.
• Most employees can live and work anywhere in the U.S or Canada (outside of Quebec), with regular in-person collaboration via onsites and in-person meetings.
• Onsite cadence varies by team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.

Notes

• For roles based in Canada, the organization is not currently able to hire in Quebec.
• Equal opportunity employer committed to inclusive and fair hiring practices.