Valuation Quality Control III

Overview

This role supports a fully remote, multinational organization that provides real estate-secured business loans. Collateral valuation reviews span U.S. markets, including primary metros and tertiary and rural locations. Responsibilities include forming defensible value opinions in markets that may not be known firsthand.

Typical schedule is 9:00 AM to 6:00 PM Eastern Time, Monday through Friday, with additional hours as committee timing and business needs require.

Responsibilities

• Review appraisals, evaluations, BPOs, and CMA’s for accuracy, methodology, and compliance with USPAP and the Interagency Appraisal and Evaluation Guidelines; return deficient reports for correction.
• Test value conclusions against independent market evidence (MLS, public records, CoStar, broker reports) in any U.S. market.
• Flag weak comparables, unsupported adjustments, stale data, math errors, and unreasonable extraordinary assumptions or hypothetical conditions.
• Analyze income property fundamentals, including rent rolls, operating expenses, NOI, cap rates, and discounted cash flow (DCF) assumptions.
• For construction and development loans, compare budgets, draws, and completion status against as-complete value conclusions.
• Recommend a value for each relevant premise (as-is, as-complete, as-stabilized, disposition) suited to the loan’s stage: origination, performing, default, workout, or REO.
• Write concise findings and present recommendations for Investment, Asset Resolution, and Initial Credit Review.
• Recommend additional work when information is insufficient, such as new appraisal, inspection, environmental, or engineering reports.

Requirements

• Bachelor’s degree in real estate, finance, economics, business, or a related field.
• 5+ years of experience in appraisal, appraisal review, collateral valuation, underwriting, or asset management, with the majority of experience on commercial collateral.
• Hands-on commercial and income-property valuation or review experience; residential review experience is a plus.
• Working knowledge of the sales comparison, income, and cost approaches, and USPAP.
• Experience with distressed, foreclosed, or REO property.
• Strong Excel skills, writing, and presentation skills.
• Confidence to challenge unsupported conclusions.

Preferred Qualifications

• State Certified General or Certified Residential appraiser credential or progress toward Certified General.
• A professional valuation designation, or active candidacy for one, such as:
  • AI-GRS (General Review Specialist, Appraisal Institute)
  • MAI (Appraisal Institute)
  • MRICS (Royal Institution of Chartered Surveyors)
  • ASA (American Society of Appraisers), Real Property
  • CCIM (CCIM Institute), for commercial investment analysis
  • ARA (American Society of Farm Managers and Rural Appraisers), for rural and agricultural property
  • AI-RRS or SRA (Appraisal Institute), for residential review and valuation
• Commercial appraisal review experience at a bank, portfolio lender, or private credit fund.
• Familiarity with construction and development projects and cash flow-based analysis used to value them.

Key Performance Measures

• Accuracy of recommended values against subsequent sales and recoveries.
• Material deficiencies caught before funding, workout, or disposition decisions.
• Review turnaround time and consistency with organizational standards.
• Quality of written findings and committee presentations.
• Growth into independent review of complex commercial and development assets.

Remote Work Requirements

• Stable, reliable internet connection.
• Professional and dedicated remote working environment.

Compensation & Benefits

• Base salary: $65,000-$85,000.
• Benefits: medical, dental, vision, life, and disability coverage; a 401(k) with company match; paid holidays; and paid time off (PTO).

Location

Fully remote work environment, with occasional travel for leadership off sites/corporate events.