Commercial Credit Analyst

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Posted Jul 1, 2026

Remote · US · ask about Worldwide Full Time
$32.5K – $71.5K/yr

Overview

This is a 100% remote position offering a salary range of $32,500 to $71,500, based on experience and hours worked. The role is within the banking, credit unions, and appraisals industry.

Responsibilities

  • Analyze commercial loan requests and assist in preparing detailed credit memoranda.
  • Evaluate borrower financial statements, tax returns, cash flow, collateral, guarantor strength, and repayment capacity.
  • Spread financial statements and perform ratio, trend, and cash flow analysis.
  • Identify strengths, weaknesses, and mitigating factors within proposed transactions.
  • Assist commercial lenders with portfolio management and annual credit reviews.
  • Ensure loan requests comply with bank policy, regulatory requirements, and sound underwriting standards.

Employment Details

The position will begin as part-time with the potential to transition to full-time as loan volume increases.

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