Consumer Auto Underwriter

Overview

The organization is seeking a Consumer Underwriter – Auto Finance who will evaluate, negotiate, and decide consumer offerings within underwriting policies to support growth in application and contract volume. This role also builds and maintains a portfolio of dealers and provides relationship management for assigned territories.

Location

• Must be located in the state of California

Responsibilities

• Increase dealer portfolio revenue by practicing sound underwriting judgment and upholding risk management principles
• Leverage high-touch and high-tech capabilities to negotiate contracts
• Demonstrate market awareness, strong listening, and adaptability while building and cultivating relationships with dealers
• Maintain flexibility in work schedule, including evening hours, limited travel, and weekends required

Requirements

• 1+ years of auto finance consumer underwriting (prime, sub-prime, and/or non-prime), or financial services (required)
• Ability to perform technical-based activities
• Knowledge of and exposure to fundamental theories, principles, and concepts
• Demonstrated technical expertise and ability to connect relationships and insights to strategy and business results
• Familiarity with the Auto Finance industry, consumer credit, and trend analysis/analytics
• Excellent sales, negotiation, problem solving, and analytical skills
• Must be an independent worker with strong time leadership skills
• High school Diploma or GED equivalent (minimum)

Preferred Qualifications

• Bachelor’s degree

Compensation & Benefits

• Base pay range: $55,000.00 - $95,000.00
• Annual incentive plan eligibility: This position is eligible to participate in our annual incentive plan.
• Total Rewards program includes:
  • Time Away: 20 paid time off days starting point, plus 11 paid holidays and 8 hours of volunteer time off yearly (time off days prorated based on start date; varies based on full- or part-time status and management level)
  • Planning for the Future: industry-leading 401K with matching and company contributions, student loan pay downs, 529 educational assistance, tuition reimbursement, employee stock purchase plan, and access to a financial learning center and financial coach
  • Health & Well-being: flexible health and insurance options including medical, dental, and vision; life insurance for employees, spouses, and children; short- and long-term disability; pre-tax Health Savings Account with employer contributions; Healthcare FSA; critical illness and accident & hospital indemnity insurance; and a total well-being program
  • Building a Family: adoption, surrogacy and fertility assistance; paid parental and caregiver leave; Dependent Day Care FSA back-up child and adult/elder care days; childcare discounts
  • Work-Life Integration: Mentally Fit Employee Assistance Program; subsidized/discounted Weight Watchers® program; and other employee discount programs
  • Other Compensations: depending on the role, may include travel allowances, relocation assistance, a signing bonus and/or equity

Work Schedule

Work schedule depends on role designation and may be fully on-site, hybrid, or fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Specific work requirements will be discussed during the hiring process and may change based on leader discretion and/or business need.