Credit Strategy Analyst III

Overview

This role involves advanced business intelligence and quantitative analytics to deliver reporting, monitoring, and decision support for portfolio credit quality, operations, and performance. Responsibilities include designing dashboards and analyses, conducting descriptive and predictive analytics on large datasets, and continuously improving data visualization and automation.

Responsibilities

• Develop and publish complex reports (e.g., via Power BI Desktop).
• Create and deliver comprehensive reporting and monitoring of portfolio credit quality, operations, and performance.
• Design analyses using programming of data and/or statistical software to assess and understand new credit risk trends.
• Conduct quantitative analysis to support improvements to credit strategy and policy.
• Provide data, reporting, and analysis support to the Indirect business as needed.
• Proactively identify opportunities to improve data and automate analytic processes.
• Conduct analysis of large datasets using descriptive and predictive analytic techniques to generate insights and recommendations.
• Build reporting dashboards using appropriate data extraction, data cleaning, and data visualization techniques.
• Select, configure, and implement analytics solutions to support consistency and repeatability.
• Use data visualization improvements and pattern/trend discovery to transform raw data into actionable business insights.
• Work with teams, management, and stakeholders to enhance the usability and visual presentation of deployed analytics solutions.
• Translate business needs into technical specifications and evaluate existing data visualization systems to improve them.
• Develop data visualizations that facilitate intuitive presentation of “large” volumes of data for decision makers.
• Document data flows, systems, and processes to improve design, implementation, and management of business/group processes.
• Develop tools and deliver training programs for reporting tools and self-serve analytics for non-analytical end users; may include training delivery to audiences.
• Provide specialized consulting, analytical, and technical support.
• Apply judgment to identify, diagnose, and solve problems within given rules.
• Handle non-routine situations independently and regularly.
• Manage work in alignment with the organization’s Risk Management Framework, Risk Culture, and approved Risk Appetite, making sound and risk-informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents, laws, and regulations.

Qualifications

Foundational level of proficiency

• Technical design optimization
• Decision making
• Systems thinking

Intermediate level of proficiency

• SQL, Power BI, Python
• Data visualization
• Data storytelling
• Data mining
• Illustration
• Creative thinking
• Problem solving
• Verbal and written communication skills
• Collaboration and team skills
• Analytical and problem solving skills
• Data-driven decision making

Advanced level of proficiency

• Insights design

• Insights development and reporting

• Typically 5 - 7 years of relevant experience and a post-secondary degree in a related field of study, or an equivalent combination of education and experience.

• Deep knowledge and technical proficiency gained through extensive education and business experience.

Compensation & Benefits

• Salary: $75,000.00 - $160,000.00
• Pay type: Salaried

Salaries vary based on factors such as location, skills, experience, education, and qualifications for the role. Total compensation may include performance-based incentives, discretionary bonuses, and other perks and rewards. Benefits may include health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans.

Location

United States