Credit Strategy Analyst III

Overview

This role supports portfolio credit quality reporting and analytics, including the development of dashboards, monitoring, and data-driven insights. Responsibilities include building repeatable reporting solutions, performing quantitative analysis, and translating business needs into technical specifications and visualization tools.

Responsibilities

• Develop and publish complex reports (e.g., using Power BI Desktop) and build comprehensive reporting and monitoring of portfolio credit quality, operations, and performance.
• Design and create analysis using programming of data and/or statistical software to assess and understand new credit risk trends.
• Conduct quantitative analysis to support improvements to credit strategy and policy.
• Provide data, reporting, and analysis to support the Indirect business as needed.
• Proactively identify opportunities to improve data and automate analytic processes.
• Analyze large datasets using descriptive and predictive analytic techniques to provide insights and recommendations.
• Understand and articulate business cases for business questions and the estimated value being delivered.
• Design dashboards and analyses, selecting appropriate visualization and analytics tools.
• Identify trends and patterns to answer business questions through reporting and data visualization.
• Work with other data and analytics professionals to optimize, refine, automate, and scale analysis into repeatable analytics solutions and decision support tools.
• Build reporting dashboards using appropriate data extraction, data cleaning, and data visualization techniques.
• Select, configure, and implement analytics solutions to improve consistency and repeatability.
• Perform continuous improvement in data visualization by identifying trends and patterns to transform raw data into actionable insights.
• Work with teams, management, and stakeholders to improve usability and visual appeal of deployed analytics solutions.
• Translate business needs to technical specifications and evaluate existing data visualization systems to improve them.
• Develop data visualizations that facilitate intuitive presentation of large volumes of data to decision makers.
• Document data flow, systems, and processes to improve design, implementation, and management of business/group processes.
• Develop tools and deliver training programs for use of reporting tools and self-serve analytics by non-analytical end users; may include delivery to audiences.
• Provide specialized consulting, analytical, and technical support.
• Exercise judgment to identify, diagnose, and solve problems within given rules; handle non-routine situations independently.
• Apply the organization’s Risk Management Framework in line with its Risk Culture and within approved Risk Appetite to make sound, risk-informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents, laws, and regulations.

Requirements

• Foundational level proficiency in:
  • Technical design optimization
  • Decision making
  • Systems thinking
• Intermediate level proficiency in:
  • SQL
  • Power BI
  • Python
  • Data visualization
  • Data storytelling
  • Data mining
  • Illustration
  • Creative thinking
  • Problem solving
  • Verbal and written communication skills
  • Collaboration and team skills
  • Analytical and problem solving skills
  • Data-driven decision making
• Advanced level proficiency in:
  • Insights design
  • Insights development and reporting
• Typically between 5 - 7 years of relevant experience and post-secondary degree in a related field of study, or an equivalent combination of education and experience.
• Deep knowledge and technical proficiency gained through extensive education and business experience.

Compensation & Benefits

• Salary: $75,000.00 - $160,000.00
• Pay type: Salaried

Salaries vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles are pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents the expected target for the first year in this position.

Total compensation may include performance-based incentives, discretionary bonuses, and other perks and rewards. Benefits may include health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans.

Location

Not specified in the provided job description.