Debt Accountant

Overview

This role is for a Debt Accountant supporting a U.S.-based client.

You will be responsible for ensuring mortgage payments and related debt activity are accurately processed, reconciled, and reported on a monthly basis, including replacement reserve escrow reimbursements and Kyriba (Treasury Management System) maintenance.

Responsibilities

Mortgage Payment & Replacement Reserve Specialist

• Confirm that all mortgage payments are successfully processed each month through various lender portals (200+ mortgage payments each month).
• Prepare, compile, and submit qualified spend to lenders for reimbursement from replacement reserve escrow accounts.
• Assist in the setup, maintenance, and validation of debt instruments within Kyriba (Treasury Management System), ensuring accuracy of loan terms, balances, and payment schedules.

Monthly Accounting & Reconciliation

• Prepare monthly journal entries related to debt (DLC & MTM amortization, intercompany loans, accrued mortgage interest, etc.).
• Prepare monthly balance sheet reconciliations for mortgage notes payable, accrued interest, DLC, and related accounts.

Requirements

• 3–5 years of accounting experience.
• US GAAP knowledge and direct US client exposure.
• Experience with real estate or property management systems.
• Multi-entity close experience.
• Strong recurring-entry and reconciliation skills.
• Must be based in the PHILIPPINES.

Preferred Qualifications

• Knowledge of replacement reserve escrow processes and lender reimbursement requirements.
• Kyriba experience.
• CPA-level or equivalent certifications.

Technical Requirements

• Internet speed minimum 30mbps; needs to be wired (buy a dongle if no LAN port).
• i5 11th Gen or higher.
• Windows 11 or MacOS Catalina or higher.
• Minimum 8 GB RAM.
• Private and quiet dedicated home office area (no roosters, dogs, children’s noises in the background).
• Back-ups for power or internet provider interruptions.
• Good headset and webcam (preferably noise-canceling headset).

Compensation & Benefits

• Competitive salary based on experience, skills, and responsibilities.
• 100% remote work.
• Paid time off (vacation, sick leave, vacation leave).
• HMO coverage with company-provided plan, including access to medical services via accredited hospitals and clinics under a Health Maintenance Organization (HMO) for routine checkups, consultations, and medical care.