Fractional CFO - Construction (Developers, Builders & Trades) | Retired/Semi-Retired Only

Overview

A boutique fractional CFO firm is seeking a contract (1099), remote Fractional CFO to serve a single client in the construction industry (developers, builders, or trades) with revenues between $3M and $25M. This engagement is expected to last 12–18 months and involves deep strategic advisory work rather than execution.

Responsibilities

• Provide strategic financial advisory and coaching to the founder
• Develop cash flow forecasts (30/60/90-day) and working capital strategies
• Establish project-level profitability and unit economics
• Structure capital access including lines of credit, project financing, and owner draws
• Manage banking relationships and financing strategy
• Create KPI dashboards, perform scenario modeling, and conduct quarterly strategic reviews

What This Role Does Not Include

• Bookkeeping or data entry
• Tax preparation or filing
• Audit or attestation work
• Payroll processing
• Day-to-day accounting operations

Requirements

• 20+ years of executive-level finance experience with prior CFO or VP Finance title
• Direct experience in construction, development, trades, or specialty contractor finance
• Strong knowledge of WIP accounting, retainage, project-level economics, and construction working capital cycles
• Proven track record building financial infrastructure for owner-led businesses
• Comfortable working directly with founders
• Exceptional communication and remote collaboration skills
• CPA, CFA, or similar certification preferred but not required

Candidate Restrictions

• Not suitable for those currently employed full-time considering a side engagement
• Not open to owners, partners, or principals in other fractional CFO, interim CFO, or advisory firms
• Not for candidates seeking to serve 3 or more concurrent clients
• Requires prior CFO or VP Finance experience at a company with $25M+ revenue
• Not suitable for those seeking hands-on accounting, bookkeeping, or transactional finance work

Hiring Process

Qualified candidates will be scheduled for a 30-minute introductory call within 7 days.