Product Analyst III

Overview

A driven organization is seeking a Product Analyst III to manage 2–3 state markets, focusing on driving profitability and growth through pricing and non-pricing strategies. This role involves analyzing market and performance trends, executing strategic rate changes, managing regulatory filings, and collaborating with cross-functional teams to ensure competitive product positioning and strong business outcomes.

Responsibilities

• Serve as the state owner for 2–3 markets, managing profitability and growth targets.
• Recommend pricing and underwriting actions based on detailed analysis of trends and performance metrics.
• Coordinate with Sales, Actuarial, Marketing, IT, and Testing teams to implement strategic rate changes.
• Present quarterly state performance and strategy updates to executive leadership.
• Identify and pursue opportunities for premium and policy growth.
• Partner with Sales to target high-potential segments and optimize product positioning.
• Conduct competitive analysis and market research to inform product enhancements and strategic decisions.
• Prepare and submit accurate regulatory filings; respond to objections and ensure timely approvals.
• Support initiatives to automate processes, improve product performance, and address business challenges.
• Develop and maintain reports and dashboards using tools such as Power BI.
• Collaborate across departments to implement innovative solutions.

Requirements

Education:

• Bachelor’s degree in Economics, Actuarial Science, Mathematics, Statistics, Insurance, or a related field.

Experience:

• Minimum of 3 years in Product or Actuarial roles within the Property & Casualty insurance industry.
• Direct experience with rate filings and insurance product strategy.
• Strong understanding of insurance/pricing concepts, underwriting rules, business processes, and key financial metrics.
• Advanced proficiency in Microsoft Excel and PowerPoint.
• Proficiency in SQL, SAS, or Python.
• Experience with Power BI or Tableau is a plus.

Skills and Abilities:

• Strong analytical skills with the ability to work with large datasets and translate findings into clear recommendations.
• Ability to manage competing priorities and meet deadlines in a fast-paced environment.
• Effective communication skills with strong emotional intelligence and the ability to influence cross-functional partners.
• Comfortable presenting to senior leadership with concise, data-driven storytelling.
• High ownership mindset and curiosity to explore underlying factors driving results.

Compensation & Benefits

• Remote work opportunity.
• Comprehensive benefits package including medical, dental, vision, life insurance, short-term and long-term disability insurance.
• Parental leave policy.
• 401(k) plan with company match.
• Paid time off and company-designated holidays.

Additional Information

• Applicants must be eligible to work lawfully in the U.S. immediately; no sponsorship for work authorization (e.g., H-1B visa) is provided.
• Employment offers are contingent upon successful background checks (employment, education, criminal, and DMV verification when applicable) and a pre-employment drug test.
• Equal Employment Opportunity employer.