Reconciliation & Reporting Analyst

Overview

A global financial services and digital payments organization is seeking a Reconciliation & Reporting Analyst for a remote 12-month contract position. Candidates must be located in the US and not hold H1B visa status. The role offers an hourly rate of $55.00 plus paid holidays. This is not a C2C opportunity.

Responsibilities

• Perform daily, weekly, and monthly reconciliations between card networks (Visa, Mastercard, and equivalents), banking partners, processors, and internal transaction and ledger data to ensure data integrity.
• Investigate unreconciled items and discrepancies, conduct root-cause analysis, drive corrective actions, and escalate irregularities as needed.
• Design, develop, and maintain automated SQL-based reconciliation and reporting solutions such as break dashboards, settlement summaries, and exception queues.
• Contribute to defining team success metrics (e.g., match rates, break aging, time-to-resolution, reporting SLAs) and communicate KPI results to business partners and leadership.
• Support month-end close by preparing reconciliation reports, standardized summaries, and documentation for accounting, audit, and regulatory processes.
• Monitor daily settlement, funding, and banking activities to detect irregularities and identify upstream data or pipeline issues.
• Collaborate with Engineering, Product, Accounting, Treasury, and Compliance teams to file and follow production support tickets, define business requirements for fixes and enhancements, and validate changes before deployment.
• Maintain clear process documentation and runbooks, identify control gaps and manual tasks, and propose automation and process improvements.
• Handle reconciliation and reporting requests from internal stakeholders and external partners, communicating effectively with both technical and non-technical audiences.
• Utilize AI tools to enhance analytical work, improve delivery speed, and deepen insights.

Minimum Requirements

• 5+ years of experience in reconciliation, settlement, payment operations, accounting, or finance analytics.
• Bachelor's degree in Finance, Accounting, Economics, a quantitative discipline, or related field; or a Master's degree; or equivalent work experience.
• Proficiency in SQL with experience building and maintaining automated SQL-based reporting.
• Strong Excel skills, including complex formulas and pivot tables, with comfort handling large, complex transactional datasets.
• Detail-oriented with a strong investigative mindset to research discrepancies and resolve data issues.
• Working knowledge of general accounting principles and money movement mechanics.
• Strong written and verbal communication skills, capable of presenting findings to both analytics peers and non-technical stakeholders.
• Self-motivated and proactive, able to meet tight recurring deadlines and communicate progress and challenges effectively.

Preferred Qualifications

• Experience with card-network reconciliation and settlement processes (Visa, Mastercard, Amex, Discover).
• Familiarity with funds-transfer processes and rails such as ACH, wire, SWIFT, RTP/FedNow.
• Knowledge of the payments ecosystem including merchants, acquirers, issuers, processors, and program banks.
• Experience with reconciliation tools, banking portals, and BI/reporting platforms like Looker or Tableau.
• Exposure to month-end close, interchange and fee/cost reconciliation, revenue-leakage detection, or regulatory and tax reporting.
• Experience supporting audits, internal controls, or SOX-related processes.
• Demonstrated curiosity about payments products and a track record of improving or automating operational processes.

Compensation & Benefits

• Hourly rate: $55.00
• Paid holidays
• Remote work

Location

• Remote within the United States
• Candidates must not hold H1B visa status
• No C2C arrangements