Overview
A premier global financial institution specializing in corporate banking, cross-border capital markets, and commercial credit solutions across North American and APAC markets is seeking a Risk Analyst to join their Risk Management division. This role focuses on identifying, quantifying, and mitigating credit, market, and operational risks across international portfolios to protect the bank’s capital, assets, and market reputation.
Responsibilities
- Collect, clean, and analyze large financial datasets to monitor credit risk exposure, asset quality, and market fluctuations across corporate and retail portfolios.
- Prepare comprehensive risk assessment reports, market briefings, and regulatory compliance summaries in both English and Korean for local executives and global headquarters.
- Assist in designing and executing financial stress-testing models, scenario analyses, and value-at-risk (VaR) calculations.
- Manage data extraction pipelines from relational databases using SQL to track borrower profiles, transaction anomalies, and credit migrations, ensuring data integrity.
- Collaborate with Credit Underwriting, Compliance, and Operations teams to audit risk controls, verify collateral valuations, and ensure compliance with internal risk parameters and federal regulations.
Requirements
- Bachelor’s degree in Finance, Economics, Statistics, Data Analytics, Information Systems, Mathematics, or a related quantitative discipline.
- 0 to 3 years of experience, including internships or academic projects related to risk management or financial analysis within a corporate banking environment.
- Professional-level verbal and written proficiency in both English and Korean, with the ability to translate regulatory parameters and present risk metrics to stakeholders in both languages.
- Strong skills in Microsoft Excel (pivot tables, advanced formulas, data modeling arrays) and foundational ability to write and execute SQL queries.
- Familiarity with Python, R, or SAS for statistical analysis is a significant advantage.
- Highly analytical and detail-oriented with a strong ability to identify data anomalies and evaluate root causes of systemic risk.
Preferred Qualifications
- Experience or exposure to risk management practices within multinational financial institutions or cross-border banking.
- Basic understanding of global banking regulations such as FRB regulations or Basel frameworks and credit scoring models.
Compensation & Benefits
- Full-time, permanent position.
- Visa support including OPT, STEM OPT validation, and H1-B sponsorship.
- Salary range: $75,000 – $95,000 base, plus performance-driven banking bonus.
- Premium corporate health, wellness, and retirement benefits.
Location
Position involves working with North American and APAC markets; specific location details to be provided by the employer.