Senior Credit Analyst

Overview

A global leader in styrenics is seeking a Senior Credit Analyst to manage customer credit risk within an international business environment. This role involves hands-on credit portfolio management, risk assessment, and collaboration with cross-functional teams to support profitable growth while maintaining disciplined risk controls.

Responsibilities

• Own credit risk for an international customer portfolio, conducting structured risk assessments using internal and external data.
• Perform scheduled and ad hoc portfolio reviews to identify emerging risks.
• Monitor market, country, and customer trends and collaborate with regional credit teams to detect risk patterns.
• Ensure accurate credit data management in SAP and handle credit-related order blocks, escalating high-risk accounts as necessary.
• Manage customer relationships, including higher-risk accounts, to resolve disputes and support resolution of overdue exposures.
• Partner with Sales, Customer Service, Supply Chain, and Logistics to balance commercial priorities with risk management.
• Drive continuous improvement in credit processes, analytics, and reporting, incorporating automation and AI-supported workflows where appropriate.
• Support integration of new business portfolios and evolving market exposures.

Requirements

• Bachelor’s degree in Finance, Economics, Business Administration, or a related field.
• Minimum 7 years of credit risk experience in an international B2B or financial institution environment.
• Experience managing complex portfolios and making sound credit decisions in dynamic settings.
• Strong communication skills with fluency in English; additional languages such as Spanish or German are a plus.

Technical Skills

• Strong analytical skills with the ability to translate financial data into actionable insights.
• Solid understanding of financial statements and external data for credit assessment and commercial risk evaluation.
• Advanced proficiency in Excel and experience with ERP/BI tools such as SAP and Power BI.
• Experience with credit reporting and data visualization tools.
• Ability to interpret incomplete or ambiguous information and apply sound judgment.

Behavioral Competencies

• Strong business judgment balancing risk and commercial priorities.
• Ability to prioritize, stay organized, and deliver results in a fast-paced environment.
• Comfortable balancing strategic thinking with hands-on execution.
• Curious and open to improving workflows and applying new tools.
• Adaptable to evolving systems, structures, and business environments.
• Confident communicator across global regions and stakeholder groups.
• Collaborative and solution-oriented team player across functions and geographies.
• Strong ownership and ability to independently drive work to completion.
• High integrity and professionalism.

Compensation & Benefits

• Competitive benefits package including medical, dental, and vision insurance.
• Life and disability insurance.
• 401(k) retirement plan with a 3% automatic company contribution and 100% match on the first 6% of employee contributions.
• Paid time off plus additional wellness, financial, and lifestyle benefits.
• Annual base salary typically ranges from $103,249 to $129,062, with eligibility for a discretionary annual bonus.
• Actual compensation will be based on qualifications, experience, location, and internal equity.

Location

• This position is based in Naperville, Illinois, USA, with remote work options available.