Senior Credit Analyst

Overview

This role manages and assesses credit risk across a portfolio of corporate obligors. Responsibilities include conducting fundamental financial analysis, assigning credit ratings, and preparing recommendations for senior credit management in a credit committee setting. The position also supports ongoing industry and sector outlook development.

Responsibilities

• Manage a credit portfolio covering diverse companies, including public and private companies, investment grade and non-investment grade credits, and middle market to large corporate obligors.
• Perform comprehensive financial statement analysis to assign a company credit rating and recommend underwriting strategy.
• Review and synthesize credit and financial information, including:
  • Financial statements
  • Tax returns
  • Due diligence reports
  • Credit bureau data
  • Appraisals
  • Internal credit information
  • Industry research
  • Peer data
• Prepare and present complex credit recommendations on large exposures and strategically important credits to senior credit management and other stakeholders in a credit committee setting.
• Develop and maintain relationships with treasury and finance teams to obtain financial data, review financial performance, and discuss business forecasts.
• Author industry sector outlooks to identify underlying market trends.

Requirements

• Bachelor’s degree in Business Administration or Finance; MBA preferred.
• 5–7 years’ experience in financial management banking, credit insurance brokerage, or a credit insurance environment.
• Excellent computer skills, with an understanding of financial software and spreadsheet packages.

Preferred Qualifications

• Prior fundamental credit training, including financial statement analysis.
• Experience evaluating corporate financial statements of both public and private companies.
• Experience using ratings platforms for company research, financial data, and credit analysis.
• Experience producing qualitative and quantitative written analysis.

Compensation & Benefits

• Total Compensation Range: $90,000–$115,000
  • Placement within the range is based on relevant experience, skills for the role, and location.
• Benefits include:
  • Competitive compensation
  • Annual bonus eligibility and/or commission structure opportunities
  • 401(k) discretionary match of up to 6%
  • Flexible work schedules
  • Health and wellness benefits
  • Paid time off for vacation, illness, Birthday Day Off, and Volunteer Day Off
  • Tuition Reimbursement
  • Family care resources, including fertility and adoption benefits

Location

Remote work (as indicated by the listing).