Senior Financial Modeling Analyst

Overview

The Senior Financial Modeling Analyst is responsible for developing complex financial models, monitoring cash flow pools, projecting portfolio activity, and evaluating investment opportunities. This role involves collaborating with leadership on investment recommendations and plans, analyzing credit and collateral characteristics, and contributing to the enhancement and implementation of financial models.

Responsibilities

• Build detailed cash flow-based models to project performance, analyze risks, and structure debt or equity tranches.
• Analyze market trends, industry benchmarks, and competitive landscapes to support strategic financial planning.
• Evaluate potential investment opportunities, including mergers and acquisitions, by preparing comprehensive financial models and projections; present findings to executives and board members.
• Collaborate with various departments and executives to integrate new products and pricing strategies into forecasts, while monitoring expenses and market trends.
• Create and run forecasts with multiple scenarios and stress tests, including modeling new products or pricing to assess financial impact.
• Coordinate with external partners related to operations, audits, banking, and consulting.
• Provide data, statistics, and validation to investors and third parties as needed.
• Identify opportunities for process improvements to enhance efficiency, consistency, and data/report quality.
• Develop data connection capabilities from multiple sources (e.g., accounting and servicing software) and build repeatable reports.
• Perform other duties as assigned by management.
• Maintain punctuality, ability to work under deadlines, and adaptability to change.

Requirements

• Bachelor's degree in a related field.
• Minimum of 5 years of relevant experience or an equivalent combination of education and experience.
• Preferred experience in cash flow and loan/debt modeling, including prepayments, defaults, and interest accruals.
• Proficiency with Microsoft Office suite and any applicable role-specific development or design software.

Compensation & Benefits

• Salary range: $100,000 to $120,000 per year.
• Day-one health benefits including medical, dental, vision, and flexible spending options (HSA/FSA).
• 401(k) plan with company match available from day one.
• Paid sick, volunteer, and parental leave.
• Employer-paid life and disability insurance.
• Wellbeing on Demand program.
• Flexible work environment with a casual dress code.

Note: Employment status (full-time or part-time) may affect eligibility for certain benefits. Some benefits become available after a specified period of employment.

Location

This position supports remote work; however, remote employees must reside in one of the following states to be eligible: AL, AR, AZ, CO, FL, GA, IL, IN, KY, LA, MD, MI, MN, MO, MS, NC, NJ, NV, NY, OH, OK, OR, SC, TN, TX, UT, VA, WA, and WI.

Work Environment

Office environment with significant time spent sitting, typing, and talking on the telephone.

Equal Opportunity Statement

The employer provides equal employment opportunities to all employees and applicants without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. This policy applies to all terms and conditions of employment including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.