Sr Decision Science Analyst, Capital & CAT Modeling

Overview

This role involves designing and owning mathematical risk thresholds across insurance products. You’ll work at the intersection of catastrophe modeling, capital modeling, and portfolio strategy—evaluating each policy against explicit capital requirements while aligning decisions with long-term growth and risk objectives.

Responsibilities

• Own and build the capital modeling framework, running catastrophe models and integrating their outputs to support portfolio management, growth planning, and strategic decision-making
• Build and maintain analytical tools and data structures used for catastrophe, capital, and portfolio modeling
• Evaluate how individual policies and portfolio changes impact capital requirements, PMLs, tail risk, and expected returns
• Partner with insurance, finance, and underwriting teams to assess the impact of reinsurance structures, retentions, and limits on portfolio risk and capital efficiency
• Translate capital and catastrophe model results into clear takeaways and recommendations to guide growth and risk decisions
• Approach problems with curiosity and sound judgment, challenge assumptions when needed, and contribute to shared ownership and continuous learning

Requirements

• 4+ years of experience in CAT modeling, capital modeling, or quantitative risk analytics within P&C insurance or reinsurance
• Strong foundation in statistics and probability, particularly as applied to extreme events and heavy-tailed distributions
• Proficiency in data science programming languages such as R or Python, and database query tools such as SQL
• Bachelor’s degree in Data Science, Economics, Mathematics, Statistics, Actuarial Science, or a related field
• Ability to work remotely
• Enthusiasm for learning and adapting to AI tools and insights (commitment to exploring AI is required)
• Unable to sponsor applicants for work visas
• Not able to consider applicants from these states: Alaska, California, Colorado, Montana, Hawaii, New Mexico and Puerto Rico

Preferred Qualifications

• Understanding of reinsurance structures and how they impact portfolio risk and capital

Compensation & Benefits

• US base salary range (full-time): $125,000 - $140,000 plus equity + benefits
• Salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training
• Competitive total rewards package includes:
  • Comprehensive health & wellness coverage
  • Equity
  • 401(k) plan with employer match
  • 20 paid vacation days
  • Parental leave

Location

• Remote work
• Applicants from: Alaska, California, Colorado, Montana, Hawaii, New Mexico and Puerto Rico are not eligible for consideration