Sr State Product Analyst - Personal Lines

Overview

A Fortune 100 organization with nearly $70 billion in annual sales is seeking Senior State Product Analysts to join their Property and Casualty team. This role focuses on supporting state management through data analysis, project leadership, and strategic initiatives to maintain and grow product profitability and market relevance.

There are four Senior State Product Analyst positions available.

Responsibilities

• Perform independent quantitative analysis and provide data-driven recommendations to State Management.
• Support rate revision processes including attending meetings, completing checklists, and conducting analyses.
• Review competitor filings and gather field input on competitor changes; consolidate and report findings.
• Analyze monthly Profit & Loss statements and other reports with State Managers to identify root causes of variances and emerging trends.
• Monitor and report progress toward financial goals such as growth, combined ratio, loss ratio, and retention.
• Identify trends and recommend changes to ensure profitable growth.
• Collaborate with State Managers to implement state-specific strategies to meet or exceed profit and growth targets.
• Monitor financial results, quoting activity, and conversion rates.
• Support quarterly state forecast reviews with State Managers.
• Communicate results clearly and professionally.
• Understand how source data impacts reporting and analysis.
• Coordinate and facilitate communication across functions.
• Complete ad hoc requests for State Managers in a timely manner.
• May perform other responsibilities as assigned.

Reporting

This is an individual contributor role reporting to a Senior State Product Manager or State Product Manager in Personal Lines.

Requirements

• Bachelor’s degree in insurance, actuarial science, mathematics, risk management, economics, finance, accounting, business administration, or a related field preferred.
• Progress toward professional designations such as CPCU, AU CIC, INS ARM, Actuarial exams, or similar preferred.
• Minimum of three years of experience in property and casualty insurance or a related area with data analysis experience preferred.
• Knowledge of analytical tools and basic understanding of core business functions, underwriting methodologies, performance measurement techniques, and systems.
• Basic knowledge of pricing, marketing, company operations, and products.
• Proficiency with Microsoft Office suite.
• Strong analytical skills to identify issues, develop alternative solutions, and follow through to completion.
• Excellent verbal and written communication skills for collaboration with internal and external contacts.
• Ability to organize and present detailed analysis, information, and concepts.
• Strong time management and prioritization skills.

Compensation & Benefits

• National salary range: $69,500 to $129,000 annually.
• Expected starting salary range: $69,500 to $103,500 annually.
• Benefits include medical, dental, vision, life insurance, short and long-term disability coverage.
• Paid time off starting at a minimum of 18 days per full calendar year, pro-rated quarterly based on hire date.
• Nine paid holidays, 8 hours of Lifetime paid time off, and 8 hours of Unity Day paid time off.
• 401(k) with company match and company-paid pension plan.
• Business casual attire.

Location

This position may be filled within any of the lower 48 U.S. states.

Additional Information

• This role is exempt and not eligible for overtime.
• Normal office environment.
• The employer complies with applicable smoke-free air laws and provides designated smoking areas where permitted.
• Equal opportunity employer committed to diversity and inclusion.
• Applications are accepted until August 27, 2026, but early submissions are encouraged as the posting may close sooner.
• Employment agencies should note that unsolicited resumes without a signed agreement will not be considered.

Applicants must be authorized to work in the United States and meet all job requirements as stated.