Treasury Analyst

Overview

This role supports the Cash Management & Treasury Operations (CMTO) team with operational discipline and analytical rigor to help manage the business’s cash and meet obligations.

As a Treasury Analyst, you will work closely with the Director of Liquidity, Funding & Reporting and the Senior Treasury Operations Analyst. You will connect analysis to execution by gathering inputs for the cash flow forecast, preparing lender reports, tracking covenant and availability positions, and ensuring routine monitoring is completed accurately and consistently.

Responsibilities

• Own and validate data inputs behind the cash flow forecast, including:
  • collections, originations, payroll timing, vendor payment schedules, and facility draw activity
  • document assumptions and investigate anomalies to ensure the model is traceable and auditable
• Analyze variances between forecast and actual cash movements
  • flag and explain meaningful deviations to the Director
  • support scenario and sensitivity analysis using prepared data sets, output summaries, and recommendations
• Compile daily and weekly borrowing base data across all warehouse facilities
  • prepare borrowing base certificates for Director review and sign-off
• Maintain accurate, up-to-date records of facility positions, draws, paydowns, and availability
  • flag threshold proximity to the Director early
• Calculate and validate covenant compliance across bank partner, warehouse, and securitization facilities
  • maintain a monitoring tracker with current positions, thresholds, and next reporting dates
• Flag approaching thresholds and escalate potential compliance items ahead of reporting deadlines
  • prepare covenant compliance certificates for Director review and delivery
• Prepare and reconcile data packages and report drafts for lenders and investors
  • include securitization reporting inputs
  • partner with the Senior Treasury Operations Analyst so operational cash data flows accurately into lender reports
• Run the reporting calendar across all facilities and counterparties
  • ensure deadlines are met
  • support ad hoc lender data requests by gathering and organizing information for Director review
• Build data inputs and draft outputs for the internal reporting suite:
  • daily cash, weekly liquidity, and monthly funding summary
  • maintain reporting templates and support ad hoc analyses by summarizing findings

Requirements

• 2+ years of experience in a treasury, finance operations, FP&A, or financial services role
• Excel or Google Sheets proficiency, including building and maintaining structured reports and working confidently with financial data sets
• Familiarity with financial reporting, data management, or analytical support in a structured environment
• Working understanding of basic financial concepts and strong attention to detail
• Ability to manage multiple recurring tasks accurately and on schedule
• Proactive habits: flag issues early, ask good questions, and keep stakeholders informed
• Self-starter mindset: take ownership of recurring responsibilities, improve processes, and understand the “why” behind treasury and funding work
• Clear alignment with the organization’s core values

Preferred Qualifications

• Experience in a lending, fintech, or financial services environment
• Exposure to credit facilities, lending operations, or structured finance (plus, but not required)

Compensation & Benefits

• Annual base pay range: $107,000 - $130,000
• Additional premium percentages may apply based on a tiered premium strategy.
• Subject to individual and business considerations, the total compensation package may include other elements, including a bonus and/or commission awards, plus a range of medical, financial, and/or other benefits.
• Incentive programs
• Unlimited PTO
• Generous paid parental leave
• Leading family support policies
• Company-sponsored 401k match
• Learning and wellness subscription stipend
• Industry-leading, employer-sponsored insurance for you and your dependents, with several 100% covered choices available

Location & Working Arrangement

• Remote-first opportunity for US-based employees
• Option to work in-person out of the Manhattan office

Additional Information

• Visa sponsorship is not available for this position.
• If hired, employees will be in an at-will position, and the employer reserves the right to modify base salary (as well as any other discretionary payment or compensation or benefit program) at any time.