Bilingual Underwriter (Group Benefits) – 100% Remote

Overview

Bilingual Underwriter (Group Benefits)

This fully remote, permanent, full-time role supports the underwriting of group insurance solutions. You will analyze, design, and underwrite quotes, renewals, and changes, while collaborating with internal teams and external partners to deliver tailored solutions. The workweek is 35 hours, with a flexible schedule between 7 am and 5 pm (with the option to start between 7 am and 9 am).

Responsibilities

• Analyze, design, and underwrite quotes, renewals, and changes to group insurance plans.
• Lead underwriting of special projects, including multi-employer groups, associations, retention arrangements, modular plans, ASO arrangements, and other complex underwriting requests.
• Develop tailored solutions that balance client needs with financial profitability and product competitiveness in line with the organization’s business strategy.
• Use technical results, risk selection principles, internal policies, and applicable government regulatory requirements to establish appropriate pricing.
• Clearly communicate, justify, and—when necessary—negotiate underwriting recommendations and decisions with internal teams and relevant partners.
• Collaborate with sales, actuarial, and administration teams, as well as external partners, to support development and implementation of group insurance solutions.
• Interact with reinsurers to obtain required approvals and support optimal decision-making on complex cases.
• Participate in quality control by conducting peer reviews and sharing best practices within the team.
• Contribute to continuous improvement of underwriting tools, work methods, and processes.
• Participate in discussions to support business division objectives and the evolution of the group insurance offering.

Requirements

• University degree in actuarial science, mathematics, statistics, or a related field.
• More than five years of experience in group insurance underwriting.
• Experience implementing ASO arrangements.
• Advanced proficiency in Excel, including the use and creation of VBA to automate tasks and optimize processes.
• Ability to query databases, analyze results, and generate reports tailored to decision-making needs.
• Strong analytical skills and critical thinking, with ease interpreting mathematical information.
• Excellent problem-solving skills.
• Excellent verbal and written communication skills, with the ability to influence various stakeholders.
• Bilingual in French and English to communicate verbally and in writing with English-speaking clients and partners as part of the role.

Preferred Qualifications

• Direct experience with retention arrangements and/or multi-employer groups.
• Experience creating interactive dashboards.

Soft Skills

• Strong organizational skills.
• Thoroughness and attention to detail.
• Ability to manage priorities effectively in a deadline-driven environment.
• Ability to work independently.
• Excellent interpersonal skills.
• Collaborative approach and ability to work effectively with different teams.
• Proactive mindset.
• Dynamic approach.
• Comfortable communicating with internal partners.
• Adaptability within a team environment.
• Positive attitude.
• Professionalism.
• Motivation to grow in a constantly evolving environment.

Compensation & Benefits

• Annual salary: 85K–95K (depending on experience).
• Permanent, full-time position with a 35-hour workweek.
• Fully remote.
• Flexible schedule between 7 am and 5 pm, with the option to start your day between 7 am and 9 am.
• 4 weeks of vacation from your first day.
• Group insurance coverage from day 1, including medical, dental, and vision care, as well as travel and roadside assistance insurance.
• Defined benefit pension plan (comparable to government plans), available after 1 year of service.
• Access to a fitness facility.
• Ongoing training to support professional development.
• Employee Assistance Program (EAP).
• Social activities, including a BBQ and a Christmas party.
• Years of service recognition program.

Location

Remote (fully remote role).