Consumer Underwriter (3 months FTC)

Overview

This role involves building and running credit underwriting processes to assess both B2B credit risk and consumer credit risk. The organization is expanding its in-house underwriting capability to support business contract hire and salary sacrifice products, as well as assessing consumer credit.

The team is creating new policies, processes, and technology tools to assess credit risk efficiently and accurately.

Responsibilities

• Manage the day-to-day credit and underwriting process
• Review and manage credit escalations and referrals
• Own underwriting decisions for clients not captured by the auto-underwriting process (up to an agreed limit, based on experience)
• Support development of consumer scorecards, including underwriting policy, process, and systems

Requirements

• Willingness to get hands-on with processing and evaluating credit applications ranging from consumer to larger corporates (essential)
• Ability to interpret credit application information (e.g., accounts and KPIs provided by clients) (essential)
• Experience in an underwriting role
• Knowledge of credit policies
• Familiarity with automated credit decisioning platforms (e.g., Lending Metrics)
• Experience in vehicle leasing

Preferred Qualifications

• None specified.

Compensation & Benefits

• Salary is not listed. Compensation will be discussed with recruiters to match experience.

Location

• United Kingdom (UK)