Credit Portfolio Analyst II (Structured Finance)

Overview

This role supports credit analytics, reporting, and credit administration deliverables, including routine and ad-hoc analysis and insights. The position is hybrid/remote and has onsite locations in:

• Sioux Falls, SD
• Scottsdale, AZ
• Louisville, KY
• Troy, MI
• Franklin, TN
• Easton, PA

Responsibilities

• Support credit analytics, reporting, data mining, and methodologies, including quantitative and qualitative support for reserving requirements tied to decisions
• Analyze and report on credit memo and write-off activity; monitor and communicate credit concerns to management
• Ensure documentation is completed for internal and external stakeholders and that effective change management is in place
• Identify and execute opportunities for process improvement and standardization across business lines
• Drive standard definitions around key data elements; support projects related to achieving data consistency, availability, and quality
• Assist in identifying and implementing technology solutions to reduce manual processes, enhance controls, improve cycle times, and support consistency where practical
• Collaborate with leadership to enable efficient data capture, reporting, and forecasting
• Conduct special studies on targeted portfolio risks; analyze and recommend changes to data improvement, portfolio settings, and other key parameter settings (including correlation structure, probability of default/loss given default correlation, loan prepayment, etc.)
• Perform other duties as assigned

Requirements

• Bachelor’s degree or equivalent education and work experience
• 3+ years experience
• Experience in quantitative methods/techniques, statistics, predictive modeling, data science, or other analytical disciplines, required
• Written and verbal communication
• Attention to detail
• Driven and self-directed while remaining collaborative
• Strong business and technical acumen
• Solid understanding of lending practices and processes

Preferred Qualifications

• Experience with lending software, SSRS, Crystal Reports, Oracle BI, Tableau, Microsoft Access, or similar applications
• Credit Risk Management work experience, inclusive of loss forecasting within a regional financial institution

Compensation & Benefits

• Salary range: $60,000 – $100,500
• Eligible for an annual performance-based incentive opportunity
• Comprehensive benefits package for eligible employees, including:
  • Health insurance
  • 401(k) retirement benefits
  • Life insurance
  • Disability benefits
  • Paid time off
  • More

Location

Hybrid/remote with onsite locations in Sioux Falls, SD; Scottsdale, AZ; Louisville, KY; Troy, MI; Franklin, TN; and Easton, PA.