Finance & Reconciliation Associate

Overview

This role supports daily finance operations, payments processing, reconciliations, settlements, reporting, and month-end activities. The Associate maintains accurate financial records, manages exceptions through to resolution, and supports tax, audit, and management reporting.

Responsibilities

Daily Reconciliation & Settlement

• Perform daily reconciliations across bank accounts, wallets, payment processors, and general-ledger balances.
• Reconcile customer deposits, withdrawals, and bill-payment transactions.
• Reconcile customer deposit general-ledger balances to underlying transaction records.
• Investigate reconciliation breaks, unmatched transactions, and settlement differences.
• Escalate unresolved reconciliation discrepancies promptly.
• Prepare daily settlement schedules and monitor settlement status.
• Maintain reconciliation trackers and supporting schedules.
• Ensure reconciliation differences are documented and followed through to resolution.

Payments & Finance Operations

• Support daily payment processing.
• Ensure payments are appropriately recorded with required documentation.
• Download and review bank statements for finance processing and reconciliation.
• Prepare daily bank-balance reports.
• Post bank transactions to appropriate general-ledger accounts.
• Monitor daily bank, wallet, and provider balances.
• Coordinate with Treasury, Operations, and payment partners on settlement or payment exceptions.

Accounts Payable & Accounts Receivable

• Maintain accounts payable invoices and supporting documentation.
• Support accounts payable reconciliations and payment schedules.
• Maintain accounts receivable schedules and reconciliations.
• Investigate outstanding or unmatched AP and AR balances.
• Ensure finance records and supporting documents are properly maintained.

Month-End Close & Financial Reporting

• Prepare month-end bank, wallet, processor, and balance-sheet reconciliation schedules.
• Support preparation of month-end financial statements and management reports.
• Assist with general-ledger reviews and month-end adjustments.
• Prepare supporting schedules required for monthly and quarterly reporting.
• Generate daily, weekly, and monthly finance reports and dashboards.
• Ensure month-end reconciliation schedules are complete and properly supported.

Tax & Audit Support

• Support preparation of tax filings, including VAT, WHT, and other applicable statutory filings.
• Prepare supporting schedules and documentation required for tax submissions.
• Prepare audit support files and respond to finance document requests.
• Maintain proper finance documentation and audit evidence.
• Ensure transaction records and reconciliations are available for audit review.

Pricing Monitoring & Revenue Support

• Monitor provider and product pricing for approved changes.
• Update finance pricing trackers and relevant records.
• Support validation of transaction fees and provider charges.
• Escalate pricing discrepancies or unexpected charges.
• Assist with finance reviews of revenue, direct costs, and settlement fees where required.
• Review OTC Trades, and ensure settlement and revenue assurance.

Finance Automation & Process Improvement

• Assist with testing reconciliation automation and finance process improvements.
• Validate automated reconciliation outputs against source data.
• Identify recurring manual processes and reconciliation issues that can be improved or automated.
• Partner with Engineering and Data teams to investigate finance data or system discrepancies.
• Support improvements to finance reporting, reconciliation trackers, and dashboards.

Cross-Functional Coordination

• Coordinate with Operations, Engineering, Treasury, banks, and payment partners to resolve finance and reconciliation issues.
• Follow up on settlement delays, transaction exceptions, and unmatched balances.
• Maintain clear documentation of open issues and resolution status.
• Escalate material finance or reconciliation exceptions to the appropriate team lead.

Requirements

• Bachelor’s degree in Accounting, Finance, Economics, or a related field.
• 2–5 years of experience in finance, accounting, reconciliation, audit, or a related role.
• Chartered Accountant qualification such as ACA/ACCA, or currently pursuing professional certification, is an advantage.
• Strong Excel skills, including XLOOKUP, Pivot Tables, SUMIFS, and data reconciliation techniques.
• Good understanding of bank reconciliations, general-ledger accounting, and finance operations.
• Strong analytical and problem-solving skills.
• Good written and verbal communication skills.
• High attention to detail and ability to investigate transaction discrepancies.
• Strong documentation and record-keeping skills.
• Willingness to learn and contribute to finance automation and process improvement initiatives.
• Ability to work effectively across Operations, Treasury, Engineering, and external payment partners.

Location

Not specified in the provided job description.