Pricing Analyst III - Remote

Overview

This role is for a Pricing Analyst III with strong experience in Credit/Mortgage Insurance Pricing, Portfolio Risk Attribution, and Credit Risk Transfer Securitizations. The position involves developing and presenting ad-hoc financial and quantitative analyses to senior leadership. It requires a high degree of autonomy and includes responsibilities such as developing new pricing and return models, analyzing market trends, and managing databases.

Responsibilities

• Develop and enhance pricing analytics using SAS, Python, Excel, and Tableau related to projected portfolio returns, risk concentration, and CRT performance.
• Present findings regularly to senior leadership to influence pricing decisions.
• Create bespoke mortgage insurance rate card pricing using competitive intelligence, return thresholds, and desired portfolio composition to optimize capital deployment.
• Perform ad hoc analyses related to mortgage insurance pricing, CRT portfolio analysis, and competitive analysis.
• Conduct competitive position analytics to adjust pricing and maintain desired market share.
• Collect and maintain mortgage insurance pricing intelligence through database development.
• Assist in researching and implementing market data and variables to improve pricing and financial forecasts.
• Perform other duties as assigned.

Requirements

• Bachelor's degree or equivalent experience.
• Minimum of 4 years of relevant work experience.
• Analytical experience in mortgage banking, reinsurance, or financial services preferred.
• Advanced proficiency in Python, SAS, or SQL; experience with Snowflake and AWS or similar platforms.
• Experience with data visualization tools such as Tableau or Power BI.
• Strong understanding of pricing, valuation, and return on capital (ROC) concepts and methods.
• Ability to prioritize and manage multiple tasks under deadlines.
• Experience manipulating large data sets.
• Attention to detail with strong organizational and analytical problem-solving skills.
• Strong aptitude for analytics and ability to derive insights from large financial data sets.
• Excellent oral and written communication skills with the ability to quickly absorb information.
• Critical thinking skills.
• High proficiency with Microsoft Office, especially Excel.
• Self-motivated and able to work independently as well as collaboratively.
• Intellectual curiosity and willingness to challenge traditional approaches.
• Interest in learning and applying advanced analytical and statistical methods.
• Demonstrated track record of success and continuous knowledge growth.

Compensation & Benefits

• Anticipated base salary range: $80,000 to $120,000, based on skills and experience.
• Eligibility to participate in an annual incentive program.
• 20 days of paid time off annually (prorated based on hire date).
• 9 paid holidays plus 2 floating holidays.
• Parental leave available.
• Comprehensive health benefits including multiple medical plan options (HSA and FSA), dental, vision, and basic life insurance.
• 401(k) plan with a top-of-market company match, immediately vested.
• Opportunity to participate in an Employee Stock Purchase Plan (ESPP).
• Homebuyer perks program to assist with home searching, buying, selling, and refinancing.

Location

Not specified.

Additional Information

• The application period is approximately 20 days from the job posting date but may be adjusted based on business needs and candidate availability.
• Employment consideration includes qualified applicants with arrest or conviction records in compliance with applicable laws.
• The employer is an equal opportunity employer and complies with all applicable federal, state, and local laws prohibiting discrimination.
• Applicants may redact or remove age-related information from application materials.
• Accommodation is available for applicants during the application and interview process upon request.