Senior Credit Analyst

Overview

This role is responsible for managing and analyzing a credit and buyer portfolio in line with agreed parameters, while providing recommendations and insights to support underwriting and portfolio monitoring.

Responsibilities

• Manage a profitable portfolio of business within parameters agreed upon with the Regional Director of Information & Grading, using sound credit analysis techniques.
• Conduct buyer visits or telephone interviews to obtain critical information for ongoing monitoring of the buyer portfolio.
• Monitor high-risk buyers and gather proprietary information for the EHNA database by building rapport and maintaining contact with Finance Directors and Treasurers through in-person visits, telephone conversations, and written correspondence. Use all available information to assign consistent grades to buyers within authority, and provide detailed recommendations to the Supervisor and/or Regional Director when outside authority.
• Perform financial and credit analysis to determine the appropriate credit rating of the companies being analyzed.
• Communicate with Sales Agents and Commercial Underwriters and/or customers regarding underwriting requirements, including industry outlooks and target markets.
• Create industry sector outlooks using both public and proprietary information to identify underlying market trends.

Requirements

• Bachelor’s degree in Business Administration or Finance; MBA preferred.
• 3–5 years’ experience in financial management in banking, credit insurance brokerage, or a credit insurance environment.
• Excellent computer skills, including an understanding of financial software and spreadsheet packages.

Preferred Qualifications

• MBA preferred.

Compensation & Benefits

• Total compensation range: $105,000–$115,000
• Placement within the range is based on relevant experience, skills for the role, and location. Salary ranges are one component of the total compensation package.

Benefits include:

• Competitive compensation
• Annual bonus eligibility and/or commission structure opportunities
• 401(k) discretionary match of up to 6%
• Flexible work schedules
• Health and wellness benefits
• Paid time off for vacation, illness, Birthday Day Off and Volunteer Day Off
• Tuition Reimbursement
• Family care resources, including fertility and adoption benefits

Location

North America