Senior Mortgage Originator

Overview

The organization is seeking a Senior Loan Officer to join its team in the Charlotte, NC market. In this role, you will help clients achieve their homeownership and financial goals by guiding them through the mortgage process, assessing eligibility, and recommending suitable loan options.

Responsibilities

• Engage with clients to understand financial objectives and guide them through the mortgage application process with attention to detail.
• Assess client financial profiles, including income, credit history, and debt obligations, to determine eligibility and recommend suitable loan options.
• Educate clients on loan programs, terms, and rates to support informed decisions aligned with their long-term financial interests.
• Collaborate with internal teams to expedite loan processing and support timely closings.
• Maintain confidentiality and security of client information at all times, in accordance with privacy policies and regulatory requirements.
• Build lasting client relationships by delivering exceptional service and providing ongoing support throughout the loan lifecycle.
• Stay current on industry trends, market conditions, and regulatory changes to provide accurate, up-to-date guidance.
• Participate in business development activities, networking events, and community endeavors to enhance visibility and generate new business prospects.

Requirements

• Bachelor’s degree in finance, Business Administration, or related field preferred.
• Proven experience as a Loan Originator or Mortgage Loan Officer, with a track record of successfully closing loans.
• Strong understanding of mortgage lending practices, regulations, and compliance requirements.
• Excellent communication and interpersonal skills, with a client-centric approach.
• Detail-oriented with strong analytical and problem-solving abilities.
• Ability to work independently and collaboratively in a fast-paced environment.
• Familiarity with mortgage origination software and tools preferred.
• NMLS licensing as required.

Compensation & Benefits

• Company matching 401(k) plan
• Continuous training opportunities
• Robust healthcare coverage, including Medical, Dental & Vision

Location

• Charlotte, NC market