Sr. Commercial Finance Analyst - Retail - MN

Overview

This role is for a Senior Commercial Financial Analyst based in Minnesota. Reporting to the Senior Commercial Finance Manager, the analyst will support Retail through advanced financial analysis, full P&L ownership, and strategic partnership with executive leaders across Merchandising, Pharmacy, Franchise, and Advertising. The position leads key financial processes including budget development, forecasting, period-close reporting, and weekly performance reporting. It plays a critical role in enabling business decisions through deep analysis, cross-functional collaboration, and development of executive-level reporting and insights.

Responsibilities

• Own the full Pharmacy P&L, collaborating with executive pharmacy commercial and operations leadership to define budget, forecast, reporting strategy, and business improvement initiatives.
• Oversee Franchise Store Reporting, partnering with franchise executive leadership to develop and execute budget/forecast strategies and performance enhancement tactics.
• Support the Advertising executive team through financial modeling, budget and forecast execution, and timely reporting of business drivers and results.
• Lead vendor funds and markdowns analysis in partnership with senior management.
• Complete daily and weekly sales reporting including variance analysis against trends, forecast, budget, and prior year.
• Assist with weekly margin reporting and analysis highlighting risks, opportunities, and key drivers for retail leadership.
• Support account reconciliations, journal entries, accruals, and other core monthly close activities for Retail Commercial Finance.
• Create executive-level presentations, financial decks, and supporting materials for weekly performance reporting, monthly summaries, and forecast or budget reviews.
• Provide advanced variance analysis identifying financial trends, operational drivers, and cross-functional impacts to inform leadership decision-making.
• Deliver strategic insights into P&L performance and partner with Commercial leadership to develop action plans that improve financial outcomes.
• Support weekly, monthly, quarterly, and annual reporting cycles including preparation of KPIs, dashboards, refreshed models, and commentary.
• Influence cross-functional projects, process improvements, and analytical enhancements within Commercial Finance.
• Act as a strategic business partner to executive leaders, providing clear, concise financial insights that advance commercial and operational objectives.
• Perform other duties as assigned.

Requirements

Education and Certifications

• Bachelor’s degree in Finance, Accounting, Economics, or related field required.
• Advanced degree or MBA preferred.

Experience

• Minimum 5 years of FP&A experience.
• Proven success in complex financial modeling, P&L ownership, and scenario analysis.

Skills and Abilities

• Demonstrated ability to partner cross-functionally with operations, merchandising, and senior leadership.
• Strong understanding of retail, commercial, or multi-unit business financial dynamics.
• High proficiency in Excel, PowerPoint, and financial planning/reporting tools such as Essbase/SmartView.
• Excellent communication skills with the ability to synthesize complex financial details into clear insights and recommendations for executive leaders.
• Strong relationship-building skills with the ability to influence without authority across multiple teams and leadership levels.
• Exceptional analytical and critical thinking skills including root cause investigation and problem solving.
• Strong business acumen with the ability to translate financial data into business implications and tactical actions.
• Ability to work in a dynamic, fast-paced environment with evolving priorities and tight reporting cycles.
• Strong organizational skills with the ability to manage multiple workstreams and deadlines.
• High attention to detail and commitment to accuracy in reporting and analysis.
• Ability to manage confidential information.
• Continuous improvement mindset with a desire to enhance processes, reporting, and data quality.
• Good judgment and ability to work independently when direct supervision is not immediately available.

Work Environment

• This is a remote position based in Minnesota. The associate will perform work from their primary residence but may be required to visit company offices or other locations for meetings or business needs.
• Minor travel may be required to company offices, distribution centers, or other locations.

Physical Demands

• Work is primarily performed in a temperature-controlled office environment.
• The role involves prolonged periods of sitting at a desk or computer terminal.
• Regular use of hands for typing, handling office equipment, and communication.
• Occasional stooping, bending, twisting, and reaching may be required.

Compensation and Benefits

• Competitive 401(k) plan.
• Flexible paid time off.
• Health benefits effective the first of the month following 30 days of employment.
• Mentorship and developmental opportunities.

Location

• Candidates must be located in Minnesota.