Sr Consultant – Risk Analytics P&C Capital Forecasting & Performance – REMOTE

Overview

The organization is seeking a Senior Consultant, Risk Analytics to join the Capital Forecasting team within Enterprise Risk Management.

This role will help update the framework that guides how Property & Casualty businesses set, monitor, and improve target returns and target combined ratios. You will connect sophisticated P&C actuarial and financial-risk analysis to enterprise business decisions, turning complex data into clear targets, actionable recommendations, and a consistent capital monitoring and reporting approach.

This position can be staffed fully remote.

Responsibilities

• Serve as a subject-matter expert for P&C target returns, target combined ratios, and capital analytics.
• Enhance and strengthen the P&C capital monitoring and reporting framework to support capital deployment decisions.
• Partner with business units to determine appropriate targets at a granular cell-planning unit level and evaluate performance against those targets.
• Lead the annual review of target assumptions and recommend changes as business conditions and performance evolve.
• Apply financial-risk and P&C analytics, including underwriting performance, loss-ratio history, pricing and reserving insights, and more.
• Work with modeling partners to understand model outputs and translate them into practical business recommendations.
• Present technical findings and strategic recommendations to both technical and non-technical audiences, including senior Finance, Actuarial, Risk, and business leaders.
• Build alignment across stakeholders; socialize a new framework; guide it from design through implementation and ongoing operation.
• Understand and assess key business needs and proactively own the strategic development of appropriate quantitative modeling solutions.
• Collaborate with departments or business functions to accomplish strategic goals, objectives, and initiatives.
• Build risk analytic strategies for business problems through collaborating, consulting, and driving expectations.
• Lead understanding and analysis of models across the enterprise to ensure model assumptions, processes, and outputs are well understood and modeling standard methodologies are upheld.
• Craft clear and concise summaries of findings and recommendations, using impactful storylines and data visualization for diverse audiences.
• Lead development, testing, implementation, and administration of quantitative modeling processes and tools.
• Evaluate and rank quantitative solutions to business problems.
• Lead communication of the key benefits and limitations of sophisticated modeling tools for business applications.
• Lead governance of modeling tools and ensure consistent application.

Requirements

• Seven or more years of experience in P&C actuarial, insurance analytics, financial-risk modeling, capital management, underwriting performance, or a related field.
• Strong understanding of P&C financial risk and profitability, including experience in one or more of: pricing, reserving, target returns, combined ratios, capital modeling, or corporate actuarial work.
• Ability to understand sophisticated quantitative analysis and communicate the “why” behind targets and recommendations.
• Demonstrated success influencing partners across Finance, Actuarial, Risk Management, modeling, and business functions.
• Strong judgment, executive communication, presentation, and storytelling skills.
• Comfort creating structure and delivering results when the starting process is incomplete or needs rebuilding.
• Education: Undergraduate studies in finance, accounting, economics, statistics, mathematics, or related subject area required. Graduate-level studies in a related field with advanced degree highly desirable.
• Proven knowledge of processes and functions spanning the insurance and risk management cycle.
• Understands machine learning, stochastic processes, Monte Carlo simulations, sampling methods, and other statistical techniques applicable to specialized risk modeling.
• Confirmed mathematical knowledge of specialized risk models such as those used in hedging, economic scenario generation, catastrophe, credit risk, etc.
• Advanced understanding of risk management operations such as asset-liability management, portfolio risk assessment, hedging, etc.
• Sophisticated communication and presentation skills.
• Advanced proficiency with Excel and PowerPoint.

Preferred Qualifications

• Progress toward FCAS, FSA, CQF, CFA, or similar preferred.
• Experience with stochastic modeling, Monte Carlo simulation, predictive analytics, machine learning, enterprise risk, M&A, or related capital and portfolio analytics valued.
• ACAS, FCAS, or progress toward an actuarial or comparable quantitative designation preferred, but not required for the right candidate.

Compensation & Benefits

Salary

• National salary range (Sr Consultant, Risk Analytics): $149,000.00–$262,000.00
• Expected starting salary range: $149,000.00–$223,000.00

Placement within the starting salary range is determined by factors including skills, education, training, credentials, experience, scope/complexity/location of the role, cost of labor in the market, and other conditions of employment. If a Sales job, Sales Incentives based on performance goals may be possible in addition to this range.

Benefits

• Medical/dental/vision
• Life insurance
• Short- and long-term disability coverage
• Paid time off: newly hired associates receive a minimum of 18 days paid time off each full calendar year, pro-rated quarterly based on hire date
• Nine paid holidays
• 8 hours of Lifetime paid time off
• 8 hours of Unity Day paid time off
• 401(k) with company match
• Company-paid pension plan
• Business casual attire

Location

• Fully remote
• This position could be filled within any of the lower 48 U.S. states.

Additional Information

• Overtime eligibility: Not Eligible (Exempt)
• Working conditions: Normal office environment
• The organization anticipates accepting applications until 11/26/2026, and encourages early submissions.

Equal Opportunity

Equal opportunity employer committed to creating an inclusive culture and prohibiting discrimination and harassment in accordance with applicable law.

Smoke-Free Policy (Iowa)

Smoking is prohibited in all enclosed areas on or around company premises as well as company-issued vehicles, in compliance with the Iowa Smokefree Air Act, with designated smoking areas at individual locations and no retaliation for reporting complaints or violations.