Overview
This contractor role involves applying credit and debt investing expertise to support the training of next-generation AI systems. The focus is on providing high-quality, real-world input to shape model learning and performance. Prior AI experience is not required; domain knowledge in credit investment is essential.
Responsibilities
- Evaluate and analyze a wide range of credit instruments, including high yield bonds, leveraged loans, and structured credit products.
- Conduct underwriting and due diligence reviews, assessing capital structures, covenants, and liquidity profiles to support investment recommendations.
- Develop and refine financial models such as cash flow, 3-statement, LBO, and downside/stress-case scenarios to evaluate default risk, recovery, sponsor quality, and refinancing risks.
- Analyze spreads, yields, and relative value opportunities across public and private credit markets to optimize risk-adjusted returns in portfolio construction.
- Review complex legal documentation, focusing on covenant packages and protections for various credit structures.
- Collaborate with the client’s team to deliver clear, well-articulated written and verbal insights that inform investment decisions.
- Stay current on industry trends, market dynamics, cyclicality, and emerging risks to support portfolio management.
Requirements
- 2–6 years of experience in credit investing, underwriting, leveraged finance, or related fields with direct transaction and investment recommendation exposure.
- Expertise in analyzing cash flow statements, debt structures, covenants, and liquidity profiles for leveraged and private credit investments.
- Advanced financial modeling skills, including 3-statement, LBO, downside, and stress-case scenarios.
- Strong understanding of default risk, recovery analysis, refinancing risk, and sponsor evaluation.
- Proven ability to assess spreads, yields, relative value, and risk-adjusted returns within portfolio construction.
- Excellent written and verbal communication skills, with attention to clarity and precision in complex analyses.
- Detail-oriented and critical thinker, experienced in structured and public credit transactions, including CLOs.
Preferred Qualifications
- Background in investment banking (LevFin, FIG, M&A), private credit or credit hedge funds, rating agencies, or restructuring advisory.
- Significant experience with direct underwriting and investment recommendation processes.
- Commercial banking professionals with advanced modeling and credit structuring experience are encouraged to apply.
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