Finance Manager, Insurance

Overview

This role is a Finance Manager, Insurance position within the organization’s Insurance Finance team. The Finance Manager will report into the Sr. Director, Insurance FP&A and serve as a versatile finance partner supporting the insurance business.

Responsibilities include budgeting, forecasting, and analysis across the insurance division, along with special projects covering M&A, capital, reinsurance, risk management, and strategic initiatives. Work informs leadership-level decisions and is subject to review by auditors and external partners, so accuracy, sound judgment, and clear communication are essential.

Responsibilities

Capital and Risk

• Analyze the company’s capital structure and requirements and provide recommendations to improve capital efficiency and financial stability.
• Support balance sheet forecasting and the capital evaluation models used to assess funding and capital opportunities.
• Monitor and report on rating agency and regulatory metrics, including surplus, risk retention levels, net combined ratio, and RBC.
• Support the corporate risk management insurance program, including policy renewals, coverage analysis, and related cost forecasting.
• Conduct risk assessments and stress tests to evaluate resilience against potential adverse scenarios.

Planning, Forecasting, and Analysis

• Support the annual budget, quarterly forecast, and monthly forecast for the insurance division.
• Conduct financial analysis and variance reporting on performance, profitability, unit economics, and operational efficiency.
• Take on special projects and ad hoc analysis across the Insurance Finance function as business priorities evolve.

Strategic Support and Continuity

• Document processes, models, and key assumptions so that work is shared and audit ready.
• Contribute to cross-training across the team so that critical processes have more than one owner.

Partnership and Reporting

• Prepare analysis and materials for senior finance leadership, auditors, rating agencies, and reinsurance partners, explaining technical concepts clearly to non-technical audiences.
• Collaborate with Premium, Losses, Corporate Finance, and Actuarial partners to keep assumptions and outputs aligned.
• Use AI tools to streamline recurring analysis, catch errors before they reach leadership, and improve the speed and consistency of deliverables.

What You Will Do (Initial Focus)

• Participate in a collaborative onboarding period working side by side with the Finance Manager on treaties, capital, and risk management insurance.
• Work with senior leadership and external partners.
• Build toward expanded scope, including leading reinsurance or sharing a growing Capital and Risk Management portfolio as the function expands.

Requirements

• 7+ years of experience in reinsurance, insurance capital management, or related finance roles. Experience at a reinsurance broker, reinsurer, or P&C insurance carrier is highly valued.
• Bachelor’s degree with an emphasis in Finance, Accounting, Economics, or a related field.
• Strong understanding of reinsurance arrangements and their impact on surplus, RBC, and risk management.
• Strong capital modeling and advanced Excel skills.
• Knowledge of US STAT and GAAP reporting standards.
• Hands-on experience using AI tools (Claude, ChatGPT, or similar) for real work such as analysis, modeling, or process automation; using AI in day-to-day work is an expected part of this role.
• Excellent verbal and written communication and presentation skills, including the ability to convey technical information to non-technical stakeholders.
• Ability to effectively and diplomatically interface with all levels of management and personnel.
• Ability to collaborate with cross-functional teams to achieve business results.
• Ability to work independently, manage multiple priorities, and perform well under tight deadlines.
• Team oriented; builds strong working relationships and a positive work environment.
• Receptive to feedback and willing to learn, embracing continuous improvement.

Preferred Qualifications

• CPA, CFA, or actuarial designation (ACAS/FCAS) preferred, not required.
• Capital markets or investment banking experience preferred, not required.
• P&C insurance experience strongly preferred, not required.

Compensation & Benefits

• Pay Range: $116,300 - $162,800 Annually
• Eligible for long-term incentive awards, subject to program guidelines and approvals.
• Eligible to receive sales incentives, subject to program guidelines and approvals.
• Comprehensive benefits package including:
  • Medical: three (3) plan options
  • Dental: two (2) plan options
  • Vision plan
  • Critical Illness, Hospital Indemnity and Accident plans (voluntary)
  • Pre-tax savings options including a partially employer funded Health Savings Account and employee Flexible Savings Accounts (healthcare, dependent care, and transportation)
  • Company paid Basic Life and AD&D; Short and Long-Term Disability benefits
  • Voluntary Life and AD&D plans
  • Traditional and Roth 401(k) plans with a discretionary employer match
  • Employer paid wellbeing program including on-demand guided meditation and mindfulness exercises, mental health coaching, clinical care, and online access to confidential resources including will preparation
  • Free year-round discounts resource for employees and their families
  • Wellness programs including flexible paid vacation, company-paid holidays of typically nine per year, paid sick time, paid parental leave, identity theft program, travel assistance, and fitness and other discounts programs

Location & Workplace Type

• Location: United States
• Workplace Type: Remote

At this time, the organization does not consider applicants from the following states for remote positions: Alaska, Arkansas, Delaware, Hawaii, Iowa, Maine, Mississippi, Montana, New Hampshire, and West Virginia.

Application Window

The application window for this position is anticipated to close in 2 weeks (10 business days) from 10/23/2026. This may change based on business and interviewing needs.

Equal Opportunity & E-Verify

• Equal Opportunity employer.
• E-Verify employer.