Manager Financial Planning & Analysis

Overview

This role leads financial planning and analysis (FP&A) planning, forecasting, and performance reporting cycles that inform operating and capital decisions for the organization’s pawn businesses. The position owns the annual budget, periodic reforecasts, and monthly variance analysis for an assigned segment or function, translating store, region, and segment-level results into clear commentary for Finance and operating leadership.

The Manager partners with Operations, Accounting, and business unit leaders to explain drivers of pawn loans outstanding (PLO), pawn service charges, merchandise sales and gross profit, store contribution, and expense performance. Responsibilities also include pressure-testing assumptions behind new store, remodel, and acquisition investments. The role builds and maintains financial models and reporting tools, improves accuracy and timeliness of recurring deliverables, and prepares materials used in monthly business reviews, executive reporting, and board packages.

Success requires strong analytical judgment, comfort working with large operational data sets, and the ability to present findings concisely to audiences with varying levels of financial depth. This position may supervise one or more analysts.

Responsibilities

• Own annual budget, periodic reforecasts, and long-range planning inputs for assigned segment(s) or functional area, including revenue, gross profit, store contribution, and operating expense builds
• Prepare monthly and quarterly variance analysis versus budget, forecast, and prior year; identify drivers, quantify impacts, and draft written commentary for Finance and operating leadership
• Build, maintain, and improve financial models covering PLO and pawn service charge yield, merchandise sales, margin, inventory turns, labor, and store-level performance
• Partner with Operations, Accounting, Real Estate, and other corporate business unit leaders to support business cases, annual budget planning, and monthly performance versus budget
• Develop financial packages, scorecards, and monthly business review materials; prepare supporting schedules and analysis used in executive and board-level reporting
• Support capital planning (new store, remodel, relocation, and acquisition analysis), including returns modeling, payback, and post-investment performance tracking
• Calculate field bonuses on a monthly, quarterly, and annual basis
• Review and improve recurring reporting processes for accuracy, timeliness, and automation; maintain documentation and controls over source data, mappings, and reporting logic
• Respond to ad hoc analytical requests from senior leadership with structured answers, clearly stated assumptions, sources, and limitations
• Apply artificial intelligence tools (e.g., Claude) and emerging technologies to automate routine tasks, accelerate problem-solving, and deliver measurable improvements in quality and efficiency within area of responsibility
• Supervise, coach, and develop analyst-level team members where applicable; review work product for accuracy and clarity before distribution
• Perform other ad hoc analysis as needed

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or a related field required
• Minimum of five (5) years of progressive experience in financial planning and analysis, corporate finance, accounting, investment banking, or a comparable analytical role
• Advanced Microsoft Excel skills, including complex modeling, and proficiency in PowerPoint for executive-level presentations
• Working knowledge of ERP and enterprise planning systems and business intelligence tools (e.g., Workday Financials, Adaptive, Power BI, or comparable platforms)
• Demonstrated ability to work with large operational data sets and reconcile financial results to underlying operating drivers
• Strong written and verbal communication skills, including the ability to summarize complex analysis for non-financial audiences
• Proven ability to manage multiple deliverables against firm close and reporting deadlines with a high degree of accuracy
• Bilingual English/Spanish required

Preferred Qualifications

• Professional certification or MBA
• Experience leading or mentoring analysts
• Pawn, consumer lending, or multi-unit retail experience

Compensation & Benefits

• Competitive compensation and benefits (details not provided)

Location

• Guatemala